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Loveland, CO Sidewalk & Pedestrian Rules: Sidewalk Repair (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Owner duty
Abutting owner must build and maintain curb, gutter, sidewalk
Notice period
30 days' written notice before city repairs and bills owner
Admin surcharge
City assessment adds 5% for administration
Collection
Unpaid assessment: certified to county, plus 10% penalty
Tree exception
Tree-caused damage exempts owner from repair cost
Obstructions
Sidewalks must stay clear of hazards, obstructions

Summary

Loveland property owners must build and maintain the curb, gutter and sidewalk fronting, alongside and behind their lot under Municipal Code § 12.20.010. If the city engineer finds a sidewalk broken or out of repair, the owner gets 30 days' written notice to fix it before the city does the work and assesses the cost, plus a 5% administrative charge, against the property.

The owner of any property bordering one or more public streets (except as otherwise provided herein) shall provide curb, gutter and sidewalk on that portion of each street in front, alongside and behind the property, constructed and located in accordance with the city development standards. ... When any sidewalk, curb or gutter in front, alongside, or behind any lot or premises has been destroyed or is out of repair, the city engineer shall give not less than 30 days' notice to the owner of such premises to repair such sidewalk, curb or gutter. The owner of such premises shall not be required to repair a sidewalk at the owner's cost if such repair is made necessary by a tree lawfully planted and growing in the right-of-way.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 13).

Full Breakdown

060 requires those improvements to be 'maintained with an even surface in good repair,' repaired with concrete, except that stone sidewalks may be patched with matching stone. 070 requires at least 30 days' written notice to the owner to fix it, though an owner is not on the hook for repairs made necessary by a lawfully planted tree in the right-of-way. 100 lets the city do the construction, repair or removal itself and assess 'the entire expense thereof, together with five percent additional charge for administration' against the abutting property.

An unpaid assessment can be certified to the Larimer County treasurer for collection like a property tax, with an additional 10 percent penalty to cover collection costs, though council may by resolution approve longer repayment periods. 090).

Violations & Fines

Failing to maintain or repair a sidewalk after the city engineer's 30-day notice lets the city perform the work itself and bill the owner for the full cost plus a five percent administration charge (§ 12.20.100). An assessment left unpaid for 30 days can be certified to the Larimer County treasurer and collected with property taxes, carrying an added ten percent penalty for collection costs.

Frequently Asked Questions

Who is responsible for sidewalk repair in Loveland, Colorado?
The owner of the abutting property. Municipal Code § 12.20.010 requires the owner to provide and maintain the curb, gutter and sidewalk on the portion of the street in front, alongside and behind their property, and § 12.20.060 requires those improvements to be kept in good repair with an even surface.
What happens if I don't fix my Loveland sidewalk after the city notifies me?
The city engineer gives at least 30 days' written notice to repair a destroyed or out-of-repair sidewalk under § 12.20.070. If the owner doesn't act, § 12.20.100 lets the city do the repair itself and assess the full cost plus a five percent administrative charge against the property, collectible with property taxes if unpaid.
Am I responsible for sidewalk damage caused by a city tree in Loveland?
No. Section 12.20.070 specifically states the property owner isn't required to repair a sidewalk at their own cost if the damage was made necessary by a tree lawfully planted and growing in the right-of-way, even though the general repair duty otherwise falls on the abutting owner.

Sources & Official References

Other rules in Loveland

All Loveland rules

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