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Monroe County, FL Solar Energy: Panel Permits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Concurrency review
Waived for single-family solar, § 114-2(a)(6)(m)
Building permit
Still required under Chapter 6
Installer license
Solar products specialty certificate, § 6-198
Roofing work limit
Within 18 in. of each roof penetration
Unlicensed contracting fine
Up to $1,500 per violation

Summary

Installing solar panels on a single-family home in the unincorporated Florida Keys skips the county's growth-management concurrency review, but it still needs a Building Department permit, and the installer must hold a Monroe County solar contractor certificate of competency.

These county ordinances apply to unincorporated areas of Monroe County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(6)Exemptions. In addition to the exemptions from development described in subsection (3) of the definition of "development" in section 101-1, the following construction activities shall not be considered development for the purposes of this section only:a.The rebuilding or restoration of a single-family residence damaged or destroyed by fire, calamity, or natural disaster if the rebuilding or restoration takes place within the footprint of the destroyed or damaged structure and the use of the structure remains single-family residential ... m.Installation of solar collection systems on single-family residences.n.Work conducted by public utilities within the right of way.

Full Breakdown

Monroe County's Land Development Code exempts solar collection systems on single-family residences from its adequate-facilities concurrency review under Section 114-2(a)(6)(m). That review, built around the county's Area of Critical State Concern status and the Upper, Middle, and Lower Keys service areas, normally requires a facilities impact report demonstrating that potable water, sewer, drainage, and road capacity can absorb a project; the solar exemption means a homeowner does not need that report just to add rooftop panels. That exemption does not eliminate the building permit itself.

Chapter 6's general permit table at Section 6-100(a) still reaches solar work as construction in the electrical, mechanical, and plumbing trades, and the installer needs a Monroe County certificate of competency under Section 6-198's solar products specialty classification. That license lets a solar contractor handle the water heating or pool heating system, the branch circuit and controller wiring on the load side of the service disconnect, and roofing work directly tied to mounting the panels, but only within 18 inches of each roof penetration or attachment point, performed to National Roofing Contractors Association practices; wiring changes upstream of the service disconnect require a separately licensed electrical contractor.

Because the panels themselves sit on a roof governed by the Keys' windload design standards under Section 6-26, the Building Official reviews the mounting and attachment details for Florida Building Code compliance as part of permit issuance, even though the concurrency step is waived.

Violations & Fines

Installing panels without the required building permit exposes the property to Section 6-110's after-the-fact fees: $500 for completed work valued at $5,000 or less, or $1,000 (or 10 percent of value) above that. A contractor performing solar work outside the solar specialty's scope, or without holding the certificate of competency at all, can be fined under Section 6-270(f), up to $1,500 for unlicensed contracting or working outside a licensed scope.

Frequently Asked Questions

Do I need a county permit to put solar panels on my house in the Keys?
Yes. The Land Development Code only exempts solar installations on single-family homes from the county's adequate-facilities concurrency review under Section 114-2(a)(6)(m); it does not exempt the work from Chapter 6's building permit table, which still covers electrical and roof-mounted construction.
Who is licensed to install solar panels in unincorporated Monroe County?
A contractor holding Monroe County's solar products specialty certificate of competency under Section 6-198. That license covers the solar water heater or pool heater system, the load-side branch circuit and controller wiring, and roofing work within 18 inches of each roof penetration.
Can my solar contractor also rewire my electrical panel?
No. Section 6-198 limits a solar contractor to load-side wiring at the water heater or pool pump disconnect. Any installation, alteration, or upgrade of the branch circuit itself, or panel work upstream of the disconnect, has to be done by a separately licensed electrical contractor.

Sources & Official References

Other rules in Monroe County

All Monroe County rules

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