Skip to main content
CityRuleLookup

Florida Statewide Rule

Florida Statewide Flood Construction Requirements

Heavy RestrictionsApplies statewide across Florida (2026)

Key Facts

Statute
Fla. Stat. 553.73
Design Standard
ASCE 24
Code Authority
Florida Building Code
Local Floor
Cannot weaken state rules
Last verified: August 21, 2026Source: Florida Senate

Summary

Florida adopts a single statewide building code that incorporates flood-resistant construction standards from FEMA and ASCE, applying uniformly to all jurisdictions.

(5) Notwithstanding subsection (4), counties and municipalities may adopt by ordinance an administrative or technical amendment to the Florida Building Code relating to flood resistance in order to implement the National Flood Insurance Program or incentives. Specifically, an administrative amendment may assign the duty to enforce all or portions of flood-related code provisions to the appropriate agencies of the local government and adopt procedures for variances and exceptions from flood-related code provisions other than provisions for structures seaward of the coastal construction control line consistent with the requirements in 44 C.F.R. s. 60.6.

Full Breakdown

Fla. Stat. 553.73 establishes the Florida Building Code as the sole statewide construction code, incorporating ASCE 24 flood-resistant design and FEMA National Flood Insurance Program standards. Local governments must enforce these requirements without weakening them; they may adopt more stringent floodplain rules but cannot fall below state minimums. Nearly all Florida communities participate in the NFIP, and many earn flood-insurance discounts through the Community Rating System by exceeding the minimums. New construction in Special Flood Hazard Areas must elevate the lowest floor to or above the design flood elevation.

Violations & Penalties

Construction below the required elevation results in failed inspections, certificate of occupancy denial, increased flood insurance premiums, and potential ineligibility for FEMA disaster assistance.

Frequently Asked Questions

Can a Florida city set its own flood elevation rules?
Cities may exceed state and FEMA minimums but cannot fall below them. The Florida Building Code establishes a uniform statewide floor for flood-resistant construction.
What flood standard applies to new homes in Florida?
The Florida Building Code requires construction in Special Flood Hazard Areas to comply with ASCE 24 and elevate the lowest floor to the local design flood elevation.

Sources

See something wrong?

Help us keep this page accurate. If you notice an error or outdated information, let us know.