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South Bend, IN Swimming Pools & Spas: Pool Permits (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Swimming pool permit rules in South Bend, IN, also covering above-ground pools, in-ground pools, and spa installations, set fencing, barrier, alarm, and inspection requirements.

Key Facts

Cutoff date
September 13, 1989
Pools installed after cutoff
governed by Indiana Swimming Pool Code, 675 IAC 20
Pools installed before cutoff
governed by city Art. 3, §§ 14-12 to 14-14
Required barrier height
48 inches on all sides
Violation fine
$25.00 per day
State code adopted by
South Bend Municipal Code § 6-5(a)(7)

Summary

Any residential swimming pool installed in South Bend on or after September 13, 1989, must be permitted and built under the state-adopted Indiana Swimming Pool Code, not the city's older 1991 pool ordinance. Pools installed before that date remain governed by the city's own safety article, including a required 48-inch barrier and locked ladder.

(b)Residential swimming pools which were or are installed or for which permits were or are obtained on or after September 13, 1989, are governed by the provisions of the Indiana Swimming Pool Code (675 IAC 20) adopted by section 6-5 of the South Bend Municipal Code. The definition of residential swimming pool contained in the Indiana Swimming Pool Code is different and covers a broader range of swimming pools than the definition in section 14-12.1, below.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 65).

Full Breakdown

Section 14-12 of the South Bend Municipal Code splits pool regulation by installation date. Subsection (a) applies the city's own residential-pool article only to pools installed, or for which a permit was obtained, before September 13, 1989. Subsection (b) is the rule that governs virtually every pool built today: pools installed, or permitted, on or after September 13, 1989 are governed by the provisions of the Indiana Swimming Pool Code (675 IAC 20), adopted by Section 6-5 of the South Bend Municipal Code as Article 20 of Title 675 of the Indiana Administrative Code.

1 definition. Subsection (c) requires that any addition or alteration made on or after September 13, 1989, to a pool or its surrounding fence installed before that date, must still be brought into conformance with the Indiana Swimming Pool Code, though routine repair or maintenance is excluded. 1 requires compliance with the article's safety standards, and Section 14-13 mandates a safety ladder that stays locked when the pool is not in use, removal of removable steps when not in use, and a barrier at least 48 inches high on all sides, with an above-ground pool's own wall counting as that barrier.

Violations & Fines

Using or maintaining a residential pool that fails Section 14-13's safety standards, no locked ladder, no removable steps taken up, or no 48-inch barrier, is a violation of Article 3 subject to a $25 ordinance violation under Section 14-14, with each day of noncompliance counted as a separate offense. Pools covered by the newer Indiana Swimming Pool Code are instead permitted and enforced through the Building Department under Section 6-5.

Frequently Asked Questions

What code governs a new pool permit in South Bend?
Under Section 14-12(b), any residential pool installed, or permitted, on or after September 13, 1989 is governed by the Indiana Swimming Pool Code (675 IAC 20), which the city adopted by reference in Section 6-5(a)(7). That state code sets the permit and construction standards a builder must meet, not the city's older 1991 pool ordinance.
Does South Bend require a fence around a pool?
For pools that remain under the city's own article, Section 14-13 requires a barrier at least 48 inches high on all sides; the wall of an above-ground pool satisfies this requirement on its own. Newer pools instead follow the barrier rules in the state-adopted Indiana Swimming Pool Code.
What's the penalty for an unsafe pool in South Bend?
Section 14-14 sets a $25 ordinance violation for breaking the article's safety rules, such as an unlocked ladder or missing barrier, and treats each day the violation continues as a separate offense.

Sources & Official References

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