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Washington County, MN Accessory Structures: ADU Owner Occupancy (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Owner-occupancy required
Yes, for the primary structure
Governing provision
Development Code Ch. 2, Sec. 2.1(3)(B)
Compliance check
Annual January renewal affidavit
Applies to
Accessory apartments in Shoreland Overlay, unincorp. county

Summary

Washington County requires the primary structure containing an accessory apartment to be owner-occupied. Development Code Section 2.1(3)(B) states plainly that 'the structure in which an accessory apartment is located shall be owner occupied,' foreclosing rental of both units to non-owners.

These county ordinances apply to unincorporated areas of Washington County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(3)(B) The structure in which an accessory apartment is located shall be owner occupied.

Full Breakdown

1(3) turn that owner-occupancy premise into an enforceable rule. 1(3)(B) requires that 'the structure in which an accessory apartment is located shall be owner occupied,' meaning the property owner (or a qualifying resident) must live in the dwelling for the accessory apartment arrangement to remain lawful; a landlord who owns the home but does not live there, renting out both the main house and the accessory unit to unrelated tenants, does not meet this standard. 1(3)(D), where the owner must obtain a new Certificate of Compliance every January and present, by affidavit, proof that the circumstances underlying the original approval, including owner occupancy, have not changed.

1(3)(C). This standard applies only to accessory apartments in the Shoreland Management Overlay District within the unincorporated county's agricultural and residential districts; it does not govern rental housing inside incorporated cities such as Stillwater or Woodbury.

Violations & Fines

If the owner moves out and the property becomes non-owner-occupied while an accessory apartment is in operation, the arrangement falls out of compliance with Section 2.1(3)(B); at the required January renewal, the owner cannot truthfully attest by affidavit that circumstances are unchanged under Section 2.1(3)(D), and the Zoning Administrator can decline to renew or revoke the Certificate of Compliance, requiring the accessory unit to be discontinued.

Frequently Asked Questions

Does the owner have to live in the house with an accessory apartment?
Yes. Section 2.1(3)(B) states the structure in which an accessory apartment is located shall be owner occupied, so the property owner must reside in the dwelling for the arrangement to remain compliant.
What if I buy a home with an existing accessory apartment but rent out the whole property?
That would violate Section 2.1(3)(B)'s owner-occupancy requirement. At the annual January renewal under Section 2.1(3)(D), the owner must affidavit that circumstances have not changed, which a non-owner-occupied property cannot satisfy.
How is owner-occupancy verified for an accessory apartment?
Section 2.1(3)(D) requires the owner to obtain a renewed Certificate of Compliance every January for the duration of the use, presenting an affidavit proving the circumstances that justified the original Certificate, including owner occupancy, have not changed.

Sources & Official References

Other rules in Washington County

All Washington County rules

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