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Bloomington, IN Accessory Structures: ADU Rules (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

ADU rules in Bloomington, IN, also called accessory dwelling unit regulations or granny flat ordinances, cover setbacks, owner-occupancy, parking, and permit requirements.

Key Facts

Governing section
UDO Section 20.03.030(g)(5)
Units per lot
One ADU maximum
Bedroom cap
Two bedrooms maximum
Size cap
840 square feet, attached or detached
Detached height cap
25 feet maximum
Occupancy rule
Owner must live in primary dwelling or ADU
Rental registration
Register with HAND if rented

Summary

In the City of Bloomington, an accessory dwelling unit is limited to one per lot, capped at two bedrooms, and restricted to eight hundred forty square feet whether attached or detached, and the owner has to occupy either the primary dwelling or the ADU under the Unified Development Ordinance's ADU standard.

(5)Dwelling, Accessory Unit.(A)Purpose. These accessory dwelling unit ("ADU") standards are intended to permit the creation of legal ADUs that are compatible with residential neighborhoods while also adding housing options for the City's workforce, seniors, families with changing needs, and others for whom ADUs present an affordable housing option.(B)Generally.i.This use shall be accessory to a single-family or duplex dwelling that is the principal use on the same lot or parcel.ii.Not more than one ADU may be located on one lot.iii.ADUs shall not contain more than two bedrooms. ... (D)Standards for Attached ADUs.i.The maximum square footage of any attached ADU shall be eight hundred forty square feet.ii.The maximum height of any attached ADU shall be the same as that applicable to the primary dwelling structure in the zoning district where the ADU is located. ... (G)Owner Occupancy.i.ADUs shall only be permitted on a property where either the primary dwelling unit or the ADU is occupied by the owner of the property.

Full Breakdown

030(g)(5), an Accessory Use available in most of the City of Bloomington's residential and mixed-use districts per Table 03-1 (Allowed Use Table). 030(g)(5)(B), sets the baseline: an ADU has to be accessory to a single-family or duplex dwelling that is the principal use on the same lot, only one ADU is allowed per lot, and an ADU cannot contain more than two bedrooms. 030(g)(5)(D), matches the primary dwelling's maximum height, and has to meet the same setback the primary dwelling meets in its zoning district.

030(g), whichever is less, cannot exceed twenty-five feet in height, cannot extend closer to the street than the existing primary dwelling, and must sit back at least five feet from any side or rear property line. 030(g)(5)(C), unless the primary dwelling already uses a septic system permitted under Monroe County Health Department standards. 030(g)(5)(H), a deed or title restriction recorded with the Monroe County Recorder barring the ADU from being sold separately from the primary unit. Any unit used as a rental has to register with the Department of Housing and Neighborhood Development (HAND).

Violations & Fines

Building or renting an ADU without the required owner-occupancy affidavit, recorded deed restriction, or HAND rental registration lets the City withdraw the ADU approval and require removal of the unit, including its kitchen, under Section 20.03.030(g)(5)(H); a related development-standard violation, such as exceeding the two-bedroom or square-footage cap, draws a $100 first-offense fine under UDO Section 20.06.100(d)(2) and Table 06-3, doubling for a repeat violation within three years.

Frequently Asked Questions

How many accessory dwelling units can I build on my lot in Bloomington?
Just one. UDO Section 20.03.030(g)(5)(B) states not more than one ADU may be located on one lot, and the ADU has to be accessory to a single-family or duplex dwelling that is the principal use on the same lot or parcel.
How big can an accessory dwelling unit be in Bloomington?
An attached ADU is capped at eight hundred forty square feet under UDO Section 20.03.030(g)(5)(D), and a detached ADU is capped at the same eight hundred forty square feet or the maximum accessory-structure footprint for the zoning district, whichever is less, under Section 20.03.030(g)(5)(E).
Do I have to live on the property if I build an ADU?
Yes. UDO Section 20.03.030(g)(5)(G) requires either the primary dwelling unit or the ADU to be occupied by the property owner, and the owner has to file an affidavit with the Planning and Transportation Department specifying which unit they occupy.
Can I rent out my Bloomington ADU?
Yes, but it has to be registered. UDO Section 20.03.030(g)(5)(G) requires any primary dwelling or ADU used as a rental unit to register with the Department of Housing and Neighborhood Development and receive certification before occupancy.

Sources & Official References

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How Bloomington compares: Easiest Cities to Build an ADU·Compare Bloomington to another location·View the Indiana accessory structures overview

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