Bloomington, IN Accessory Structures: Tiny Homes (2026)
Tiny home rules in Bloomington, IN, covering tiny houses on wheels (THOWs), park model RVs, and tiny home on foundation builds, determine where they are legal and how they get permitted.
Key Facts
- Minimum cluster size
- 5+ small single-family homes
- Unit size
- Under 500 sq ft, 1,200 sq ft cap
- Foundation rule
- Wheels removed, permanent foundation
- Utilities
- Must connect to City water, sewer, electric
- R1 density cap
- 3 dwelling units/acre
- Min open space
- 400 sq ft per unit
Summary
The City of Bloomington's Unified Development Ordinance allows tiny homes only inside a permitted 'cottage development': a cluster of at least five small single-family homes under 500 square feet that must have their wheels removed, sit on a permanent foundation, and connect to City water, sewer and electric service. Cottage developments are capped at 1,200 square feet per unit and must meet Section 20.03.030(b)(7)'s density, setback and open-space standards for the zoning district.
(A)Ownership. Individual cottage lots or portions of the project may not be subdivided for sale. ... Zoning District Maximum Density (dwelling units/acre) Minimum Project Size Maximum Project Size R1 3 1 acre 2 acres ... iii.Each unit shall have a maximum cumulative area of one thousand two hundred square feet ... commonly referred to as tiny homes, provided that each home meets either the Indiana Building Code or the Federal Manufactured Housing Construction and Safety Standards Law of 1974 (42 U.S.C. 5401 et seq.), and that each dwelling has any wheels removed, is mounted on a permanent foundation, and is connected to City water, sewer, and electric services.
Full Breakdown
010 defines 'Dwelling, cottage development' as a cluster of at least five attached or detached single-family dwellings sharing access, parking and common space, a category that can include communities of five or more factory-built small single-family detached dwellings under five hundred square feet, 'commonly referred to as tiny homes,' provided each home meets either the Indiana Building Code or the federal Manufactured Housing Construction and Safety Standards Law of 1974, has any wheels removed, sits on a permanent foundation, and connects to City water, sewer and electric service.
030(b)(7) sets the use-specific standards: individual cottage lots cannot be subdivided for sale, and Table 03-2 caps density at three units per acre in the R1 district, rising to five in R2, six in R3, eleven in R4, fifteen in RM and MN, and twenty in RH and RMH, with a minimum project size of one acre in every eligible district and a maximum of two acres in R1 or five acres in RM and RH. Parking lots must sit at least thirty feet from the right-of-way, dwelling units need at least ten feet of separation, and R3 projects must place at least one unit at the build-to line.
Each project needs a centrally located open space of at least four hundred square feet per dwelling unit, a bufferyard type 1 along rear and side lot lines, and architecture matching surrounding single-family homes; no individual cottage unit may exceed one thousand two hundred square feet, with a maximum one-to-three width-to-depth ratio on the first floor. Bicycle parking rules require at least one Class II space per dwelling unit, with a minimum of four spaces regardless of unit count, and the Planning and Transportation Department reviews the site plan before any certificate of zoning compliance issues.
Violations & Fines
Because tiny-home cottage development is a zoning use governed by the Unified Development Ordinance, building or occupying units that exceed the density, setback, open-space or unit-size limits of Table 03-2 and Section 20.03.030(b)(7) is a zoning violation enforced by the Planning and Transportation Department. Individual cottage lots subdivided for sale in violation of Section 20.03.030(b)(7)(A) can be cited and the owner required to bring the project back into compliance through the City's standard zoning enforcement process.
Frequently Asked Questions
What makes a tiny home legal in the City of Bloomington?
Can I put a single tiny home on my lot without joining a cottage development?
How much land does a cottage development of tiny homes need?
Can the individual cottage lots be sold off separately?
Sources & Official References
Other rules in Bloomington
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