Monterey, CA Building Safety: Anti-Mansionization (2026)
Key Facts
- R-1 Max FAR
- 40% of lot area
- Substandard lot (<3,600 sf) FAR
- 35%
- Substandard lot (>=3,600 sf) FAR
- 40%
- Substandard lot max height
- 25 feet
- Garage exclusion
- up to 250 sq ft
- Reviewing body
- Community Development Dept. / Planning Commission
Summary
In Monterey's R-1 single-family district, a house cannot exceed a 40% floor area ratio measured against total lot area, with a garage credit and other exclusions defined by code footnote. Substandard lots under 5,000 square feet face an even tighter 35% cap below 3,600 square feet.
3. | Maximum Floor Area Ratio (FAR) | 40% (g) ... gExcluding up to 250 square feet of a garage that is not occupied by any appliance, equipment, mechanical system, work bench, or built-in fixture, carports, decks, uncovered patios, and landscaping areas.
Official source re-checked September 8, 2026: no newer edition of the code had been published (publisher’s edition: current through Ordinance 3721, passed July 7, 2026).
Full Breakdown
Monterey City Code § 38-23(D)(3) sets the Maximum Floor Area Ratio for the R-1 Residential Single-Family District at 40%, subject to footnote (g), which excludes up to 250 square feet of a garage not occupied by any appliance, equipment, mechanical system, work bench or built-in fixture, along with carports, decks, uncovered patios and landscaping areas from the FAR calculation. 40, with the garage exclusion reduced to a 300 square-foot one-car allowance on the smaller lots and 500 square feet on the larger ones. Substandard lots also carry a maximum height of 25 feet and an aesthetic design mandate requiring architectural features such as decks, bay windows, chimneys, stairways, recesses or projections to avoid a 'box like' appearance and long, unmodulated facades.
New construction, alterations and additions must go to the Community Development Department for review by the Development Review Committee, and Planning Commission approval is separately required if the lot is under 5,000 square feet, the site is subject to a D1 or D2 overlay district, the building site exceeds 15 percent slope, or the design fails neighborhood design guidelines. These are the same standards the code applies to prevent oversized single-family construction from overwhelming smaller Monterey lots, functioning as the city's mansionization control even though the code never uses that word.
Violations & Fines
Building an addition or new home that exceeds the 40% (or 35% on small substandard lots) floor area ratio without an approved variation is a zoning code violation subject to Community Development Department enforcement and can block issuance of a building permit or certificate of occupancy until the design is brought into compliance or a Planning Commission variation is separately approved.
Frequently Asked Questions
What is the maximum floor area ratio for a house in Monterey?
Are smaller lots held to a stricter size limit?
Does a big new house need design review beyond the FAR limit?
Sources & Official References
Other rules in Monterey
California rules heatmap·Compare Monterey to another location·View the California building safety overview
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