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Monterey, CA Building Safety: Anti-Mansionization (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

R-1 Max FAR
40% of lot area
Substandard lot (<3,600 sf) FAR
35%
Substandard lot (>=3,600 sf) FAR
40%
Substandard lot max height
25 feet
Garage exclusion
up to 250 sq ft
Reviewing body
Community Development Dept. / Planning Commission

Summary

In Monterey's R-1 single-family district, a house cannot exceed a 40% floor area ratio measured against total lot area, with a garage credit and other exclusions defined by code footnote. Substandard lots under 5,000 square feet face an even tighter 35% cap below 3,600 square feet.

3. | Maximum Floor Area Ratio (FAR) | 40% (g) ... gExcluding up to 250 square feet of a garage that is not occupied by any appliance, equipment, mechanical system, work bench, or built-in fixture, carports, decks, uncovered patios, and landscaping areas.

View official code

Official source re-checked September 8, 2026: no newer edition of the code had been published (publisher’s edition: current through Ordinance 3721, passed July 7, 2026).

Full Breakdown

Monterey City Code § 38-23(D)(3) sets the Maximum Floor Area Ratio for the R-1 Residential Single-Family District at 40%, subject to footnote (g), which excludes up to 250 square feet of a garage not occupied by any appliance, equipment, mechanical system, work bench or built-in fixture, along with carports, decks, uncovered patios and landscaping areas from the FAR calculation. 40, with the garage exclusion reduced to a 300 square-foot one-car allowance on the smaller lots and 500 square feet on the larger ones. Substandard lots also carry a maximum height of 25 feet and an aesthetic design mandate requiring architectural features such as decks, bay windows, chimneys, stairways, recesses or projections to avoid a 'box like' appearance and long, unmodulated facades.

New construction, alterations and additions must go to the Community Development Department for review by the Development Review Committee, and Planning Commission approval is separately required if the lot is under 5,000 square feet, the site is subject to a D1 or D2 overlay district, the building site exceeds 15 percent slope, or the design fails neighborhood design guidelines. These are the same standards the code applies to prevent oversized single-family construction from overwhelming smaller Monterey lots, functioning as the city's mansionization control even though the code never uses that word.

Violations & Fines

Building an addition or new home that exceeds the 40% (or 35% on small substandard lots) floor area ratio without an approved variation is a zoning code violation subject to Community Development Department enforcement and can block issuance of a building permit or certificate of occupancy until the design is brought into compliance or a Planning Commission variation is separately approved.

Frequently Asked Questions

What is the maximum floor area ratio for a house in Monterey?
In the R-1 district, floor area is capped at 40% of the total lot area under Monterey City Code § 38-23(D)(3), with an exclusion for up to 250 square feet of unfinished garage space, carports, decks, uncovered patios and landscaping.
Are smaller lots held to a stricter size limit?
Yes. Substandard lots under 5,000 square feet follow § 38-23(E)(1): lots below 3,600 square feet are capped at 0.35 FAR and lots of 3,600 square feet or more at 0.40, with a smaller garage exclusion and a 25-foot height ceiling.
Does a big new house need design review beyond the FAR limit?
Yes. Planning Commission review is required whenever the lot is under 5,000 square feet, sits in a D1 or D2 overlay, exceeds 15 percent slope, or does not meet neighborhood design guidelines, per § 38-23(G).

Sources & Official References

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