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Allentown, PA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Permit fee
$100 annually, via Bureau of Police
State prerequisite
PA Pawnbrokers Licensing Act, 63 P.S. § 281-1
Holding period
90 days for pledged items
Screening
Photograph, fingerprinting, criminal history check
Max penalty
$1,000 fine or 90 days jail

Summary

Allentown Code § 430-2 bars anyone from operating as a pawnbroker without an annual permit from the Bureau of Police, on top of state licensing under the Pennsylvania Pawnbrokers Licensing Act. The $100 permit requires fingerprinting and a criminal history check, and pawnbrokers must photograph every customer and hold pledged items 90 days.

No person shall act as a pawnbroker prior to obtaining a pawnbroker's permit issued by the City of Allentown. No pawnbroker's permit shall be issued by the City of Allentown until the person has been properly licensed by the commonwealth as required by the Pawnbrokers Licensing Act, 63 P.S. §§ 281-1 to 281-32. ... Pawnbroker's permits shall be obtained annually from the Bureau of Police for a fee of $100 and is in addition to the business license fee set under Chapter 196, § 196-3 of this Code. Permits shall require photograph, fingerprinting and criminal history checks to be completed by the Bureau of Police.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4995055; v49 updated 2026-06-26; through 06-26-2026).

Full Breakdown

Section 430-2A of the Allentown Code, adopted by Ordinance No. 15422 in 2017 and rewritten in full by Ordinance No. 15534 in 2019, provides that "No person shall act as a pawnbroker prior to obtaining a pawnbroker's permit issued by the City of Allentown. No pawnbroker's permit shall be issued by the City of Allentown until the person has been properly licensed by the commonwealth as required by the Pawnbrokers Licensing Act, 63 P.S. §§ 281-1 to 281-32." The City permit is separate from and layered on top of that state license: it must be renewed annually through the Bureau of Police for a $100 fee, added to the standard business license fee under Chapter 196, and every applicant undergoes photographing, fingerprinting and a criminal history check before approval.

Once licensed, § 430-2B bars a pawnbroker from transacting with anyone under 18 and requires a digital photograph plus government-issued photo ID for every pledger before accepting a pledge. Section 430-2C requires daily uploads of transaction data, including photos of the customer and the item, name, address, phone number and birth date, to a secure police-designated tracking system by the end of each business day. Section 430-2D sets a 90-day holding period for pledged goods (15 days for outright purchases), during which the items must stay segregated from regular inventory and cannot be altered, and § 430-2E lets any Allentown police officer inspect held inventory without a warrant and seize suspected stolen property on probable cause.

Violations & Fines

Operating as a pawnbroker without the City permit, or violating any requirement of Chapter 430 such as the ID, holding-period or reporting rules, is punishable under § 430-5 by a fine of up to $1,000, imprisonment up to 90 days, or both, and a business found in violation can also have its Chapter 196 business license suspended or revoked.

Frequently Asked Questions

Do Allentown pawnbrokers need a city permit in addition to a state license?
Yes. Section 430-2A requires a City pawnbroker's permit from the Bureau of Police before opening, and the City won't issue that permit until the operator already holds a state license under Pennsylvania's Pawnbrokers Licensing Act, 63 P.S. §§ 281-1 to 281-32. The city permit costs $100 a year and must be renewed annually.
How long must an Allentown pawnshop hold a pledged item before selling it?
At least 90 days from the date it's received as a pledge, under § 430-2D. During that period the item must be kept segregated from regular sale inventory and cannot be altered, so the original owner can redeem it with proper ID before it's ever put up for sale.
Can Allentown police inspect a pawnshop's inventory without a warrant?
Yes. Section 430-2E allows any City police officer to inspect items held in inventory or during the holding period without a warrant, and officers with probable cause that an item was obtained from someone other than its rightful owner may seize it and hold it at a police facility.

Sources & Official References

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