Beloit, WI Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- State statute adopted
- Wis. Stat. § 134.71, local penalty applies
- Business location
- Fully enclosed building required
- Reporting deadline
- Noon the next business day to Chief of Police
- Record required
- Property Transaction Record for every pledge
- Minor transactions
- Barred without written parental consent
- Penalty range
- $100 to $2,000 per violation
Summary
Pawnbrokers in the City of Beloit must run their business from a fully enclosed building and file a Property Transaction Record with the Chief of Police by noon the day after every pledge or redemption. Dealing with a minor requires written parental consent, and violations carry a $100 to $2,000 penalty.
(2)DISPLAY OF MERCHANDISE. (Am. #1931) A pawnbroker shall conduct that business within a completely enclosed building except for the outdoor display of merchandise permitted by the Zoning Code.(3)DAILY CUSTOMER AND GOODS IDENTIFICATION INFORMATION. (Cr. #2566; Am. #2577)(a)All pawnbrokers doing business within the City shall, before noon on the business day immediately following the deposit or redemption of goods and pledges, deliver to the Chief of Police, a legible and correct copy of the form currently entitled "Property Transaction Record" as required under §134.71(8), Wis. Stats. ... (b)Any transaction between a pawnbroker and a minor must be evidenced by written consent of the minor's parent or guardian, as required under §134.71(8)(b)(2), Wis. Stats. ... (4)VIOLATIONS. (Cr. #2566; Am. #2577) Any pawnbroker doing business in the City who fails to comply with this section shall be subject to a money penalty of not less than $100 nor more than $2000, plus all applicable costs, fees and assessments pursuant to state and local law.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Update 01 - 05-2026).
Full Breakdown
11(1) adopts Wis. 71, the state pawnbroker statute, by reference but swaps in a local penalty schedule. 11(2) requires a pawnbroker to operate inside a completely enclosed building, with outdoor display allowed only to the extent the Zoning Code permits. 11(3), a pawnbroker must deliver a legible copy of the state's "Property Transaction Record" form to the Chief of Police before noon on the business day following every deposit or redemption of goods and pledges, listing an accurate description of the item, including any serial number or model number, the identity of the person delivering it, and the item's approximate value.
Any transaction with a minor is barred unless the minor's parent or guardian has given written consent, also filed with the Chief of Police by that same noon deadline; no other transaction with a minor is permitted. 11(5).
Violations & Fines
Operating outside an enclosed building beyond what the Zoning Code allows, missing the noon reporting deadline for a Property Transaction Record, or pawning an item to or from a minor without written parental consent violates § 14.11. Section 14.11(4) sets the penalty at a money forfeiture of not less than $100 nor more than $2,000, plus all applicable costs, fees and assessments under state and local law, in place of the general penalty otherwise carried by the adopted state statute.
Frequently Asked Questions
Can a pawnshop operate out of an outdoor lot in Beloit?
Does a Beloit pawnbroker have to report every pawned item to police?
Can a minor pawn an item in Beloit?
What is the penalty for a pawnbroker violation in Beloit?
Sources & Official References
Other rules in Beloit
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Pawnbrokers in Nearby Cities
How other cities in Rock County handle pawnbrokers.