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Champaign, IL Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License issuer
City Clerk, per Sec. 28-56
Annual license fee
$100.00, expires April 30
Daily report deadline
Before 12:00 noon to Police Dept.
Property hold period
72 hours before resale/redemption
Disqualifiers
Felony, theft conviction, revoked license, under 18

Summary

No one may run a pawnshop in Champaign without a City Clerk license under Sec. 28-56, which requires background checks and bars anyone with a felony or theft conviction, and licensees must keep detailed daily transaction records for police inspection.

No person shall conduct or operate the business of pawnbroker within the corporate limits of the City without first obtaining a license from the City Clerk, or in violation of the terms of the license.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 80).

Full Breakdown

Sec. 28-56 makes it unlawful to conduct or operate the business of pawnbroker within city limits without first obtaining a license from the City Clerk. Applicants must disclose the name, birthdate, driver's license number and address of every owner, partner, officer or manager, prior licensing history in other jurisdictions, and any felony, theft or larceny convictions, plus a completed criminal background check for each person required to report. 00 set by both Sec. 28-56(j) and the fee schedule at Sec. 13. Sec. 28-57 disqualifies applicants with a felony or theft-related conviction, a previously revoked pawnbroker license in any jurisdiction, or who are under 18.

Once licensed, Sec. 28-47 requires the pawnbroker to keep a standard record book describing every item pawned, pledged, bought, bartered or exchanged, along with the seller's name, address, age and physical description or driver's license number, and to deliver a daily transaction report to the Police Department before noon each day. Sec. 28-48 bars taking pledges from anyone under 18 and requires holding pawned property for 72 hours before resale so police can check it against stolen-property reports. Sec. 28-49 separately bans pawnbrokers from buying, selling or displaying sawed-off shotguns, blackjacks, metal knuckles, switchblades or other weapons whose possession is unlawful under Article 24 of the state Criminal Code.

Violations & Fines

Failure to comply with Article III or Sec. 19-14 is grounds for the Police Chief, acting through the City Clerk, to suspend, revoke or refuse to issue a pawnbroker license under Sec. 28-58, with appeals proceeding under Sec. 19-14; conduct that also breaches a criminal statute (e.g., taking property from a minor or failing to report an altered serial number) can bring separate prosecution under the Code's general penalty, $1.00 to $750.00 per offense.

Frequently Asked Questions

Who licenses pawnbrokers in Champaign?
The City Clerk, under Sec. 28-56, which requires a written application, background checks on owners and managers, and disclosure of any prior licensing history or theft-related convictions before a license issues.
How much is a Champaign pawnbroker license?
Sec. 28-56(j) and the fee schedule at Sec. 19-8.13 both set the annual fee at $100.00; all licenses expire on April 30 following issuance and the fee is nonrefundable.
How long must a pawnbroker hold an item before reselling it?
Sec. 28-48(c) requires holding pawned or purchased property for 72 hours after the daily report listing it reaches the Police Department, so officers can check it against stolen-property reports, except gold and silver bullion, bars, ingots and coins.
Can a felon get a Champaign pawnbroker license?
No. Sec. 28-57 disqualifies anyone convicted of a felony or a theft, theft-related, or larceny offense under federal, state, or municipal law from holding a pawnbroker license, along with anyone whose license was previously revoked in any jurisdiction.

Sources & Official References

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