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East Orange, NJ Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing chapter
Ch. 195, adopted 6-12-1972
Licensing official
Chief of Police
Compliance also required
Ch. 51 Land Use; N.J.S.A. 45:22-1 et seq.
License scope
Separate license per premises
Fee source
Ch. 170 license fee schedule
Max penalty
$2,000 fine, 90 days

Summary

In the City of East Orange, Chapter 195 requires anyone operating a pawnbroker business to comply with Chapter 51's land use rules and New Jersey's pawnbroker statute, and to obtain a license from the Chief of Police before opening. The Chief can deny an application over health, welfare or morals concerns, and revoke a license after notice and a hearing.

§ 195-2. Requisites for maintaining business. No pawnbroker shall maintain, keep and operate a business within the City unless all the provisions of Chapter 51, Land Use, of this Code, and N.J.S.A. 45:22-1 through 45:22-20, its supplements and amendments, have been met and evidences of such compliance delivered to the City official. § 195- ... ... 4. Fee; separate license for each premises. If the City official approves the license to operate such pawnbroker business, the same shall be issued for a fee in accordance with the schedule of license fees in Chapter 170, Licenses and Fees, of this Code. ... ... § 195-6. Violations and penalties. ... Violators of any of the provisions of this chapter shall, upon conviction thereof, be punishable by a fine of not more than $2,000, imprisonment for not more than 90 days and/or 90 days of community service.

Full Breakdown

Chapter 195, Pawnbrokers, was adopted by the City Council on June 12, 1972 by Ordinance No. 24-1972. Section 195-1 designates the Chief of Police as the 'City official' who administers the chapter and defines a pawnbroker broadly to include anyone lending money on deposit or pledge of personal property, buying property on condition of selling it back at a set price, or operating as a furniture storage warehouseman lending against pledged goods. Section 195-2 bars anyone from maintaining, keeping or operating a pawnbroker business in the City unless the requirements of Chapter 51, Land Use, and New Jersey's pawnbroker statute, N.J.S.A.

45:22-1 through 45:22-20, are met and proof of compliance is delivered to the Chief. Under Section 195-3, an applicant must complete and submit a license application, and the Chief decides whether operating the business at the proposed location would affect the health, welfare and morals of the City; a denial must be explained in writing and provided to the applicant on demand. Section 195-4 requires a separate license, and a separate fee under Chapter 170's license fee schedule, for each place of business. Section 195-5 lets the Chief revoke a license, after written notice and a hearing, for violating the state pawnbroker statute or any further regulation the City Council adopts as part of the license application.

Violations & Fines

Violating any provision of Chapter 195 is punishable, upon conviction, by a fine of not more than $2,000, imprisonment for not more than 90 days, and up to 90 days of community service under Section 195-6. Separately, the Chief of Police can revoke a pawnbroker's license after written notice and a hearing if the pawnbroker violates the state pawnbroker statute or a City Council regulation adopted under the licensing chapter.

Frequently Asked Questions

Who issues a pawnbroker license in East Orange?
The Chief of Police, designated as the 'City official' under Section 195-1, delivers the application, decides whether to grant or deny it under Section 195-3, and can revoke a license after notice and a hearing under Section 195-5.
Can East Orange deny a pawnbroker license application?
Yes. Section 195-3 lets the Chief of Police deny an application if operating the business at the proposed location would affect the health, welfare and morals of the City, and requires the denial's findings be given to the applicant in writing on demand.
Does a pawnbroker need a separate license for each store?
Yes, Section 195-4 requires a separate license and a separate fee, set under Chapter 170's license fee schedule, for each individual place of pawnbroker business in the City.

Sources & Official References

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