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Leominster, MA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License fee
$100.00, per Section 12-2 item 36
Firearm-secured loans
Prohibited for any pawnbroker
Firearms dealer license
Pawnbrokers barred from holding one
Effective date
June 12, 2023
License violation
Immediate revocation under Section 12-1(c)

Summary

Leominster pawnbrokers pay a $100 fee to the city clerk for their license under the Chapter 12 fee schedule, and since June 12, 2023 the city has flatly barred them from a core part of the trade: no pawnbroker may loan money secured by a firearm, rifle, shotgun, machine gun, ammunition or gun powder, or hold a license to sell, rent or lease any of those weapons.

Sec. 11-7.1. - Firearm prohibited. No pawnbroker shall loan money secured by deposit or pledge of a firearm, rifle, shotgun, machine gun, ammunition, gun powder, or any accessory thereof. No pawnbroker shall hold a license to sell, rent, or lease a firearm, rifle, shotgun, or machine gun. ... (c)That the violation of any specifications of such license or permit shall work an immediate revocation of the same; ... ... 36. For issuing and recording license of pawnbrokers 100.00

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 24).

Full Breakdown

Item 36 of the license fee schedule in Section 12-2 sets the cost 'for issuing and recording license of pawnbrokers' at $100.00, the same schedule that funds the city clerk's licensing operations generally. Like every other license or permit the city issues, a pawnbroker's license is subject to the standard conditions Section 12-1 attaches to all city licenses and permits: the licensee must conform to the applicable statutes and ordinances, the license can be revoked at any time by the issuing authority unless the law says otherwise, and any violation of the license's specifications 'shall work an immediate revocation of the same.' Section 12-1 also requires the licensee to indemnify the city against damage arising from the licensed work.

Section 11-7.1, added to the Code of Ordinances on June 12, 2023 and titled simply 'Firearm prohibited,' layers a business-specific restriction onto that general licensing framework: no pawnbroker may loan money secured by deposit or pledge of a firearm, rifle, shotgun, machine gun, ammunition, gun powder, or any accessory of those items. The same section separately bars any pawnbroker from holding a license to sell, rent, or lease a firearm, rifle, shotgun, or machine gun, meaning pawnbroking and firearms dealing cannot be combined in the city under one operator.

Violations & Fines

There is no separate fine printed for Section 11-7.1 itself, but a pawnbroker who violates it violates the specifications of a city-issued license, which Section 12-1(c) says 'shall work an immediate revocation of the same.' Loaning against a firearm or holding a firearms sale license alongside a pawnbroker's license exposes the operator to losing the license outright rather than a scheduled dollar fine.

Frequently Asked Questions

Can a Leominster pawnbroker accept a gun as loan collateral?
No. Section 11-7.1 of the Code of Ordinances, adopted June 12, 2023, bars any pawnbroker from loaning money secured by deposit or pledge of a firearm, rifle, shotgun, machine gun, ammunition, gun powder, or any accessory of those items. Violating a license condition like this one exposes the pawnbroker's license to immediate revocation under Section 12-1.
How much does a pawnbroker license cost in Leominster?
The city clerk charges $100.00 for issuing and recording a pawnbroker license under item 36 of the fee schedule in Section 12-2 of the Code of Ordinances. Like other city licenses, it is subject to the general conditions in Section 12-1, including revocation for violating the license's specifications.
Can a pawnshop in Leominster also sell firearms?
No. Section 11-7.1 separately prohibits any pawnbroker from holding a license to sell, rent, or lease a firearm, rifle, shotgun, or machine gun. The city keeps pawnbroking and firearms dealing as separate, non-combinable licensed businesses.

Sources & Official References

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