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Lincoln, NE Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Permit fee
$50.00 per year
Required bond
$5,000 surety bond
Occupation tax
$25.00 per year
Max fine per violation
$500.00 per day
Hold before resale
4 months from pawn date

Summary

Lincoln requires anyone operating as a pawnbroker to hold a City Clerk-issued Pawnbroker Permit backed by a $5,000 surety bond, plus a yearly $25 occupation tax.

It shall be unlawful for any person to act as a pawnbroker individually or as part of a business without a valid Pawnbroker Permit. A suspended, revoked, or expired permit is not a valid permit.

Full Breakdown

City Code Chapter 5.34 makes it unlawful to act as a pawnbroker without a valid Pawnbroker Permit; a suspended, revoked, or expired permit doesn't count. Applicants file a sworn application with the City Clerk, submit fingerprints, and undergo a Chief of Police background investigation. The permit costs $50/year, requires a $5,000 surety bond, is location-specific and non-transferable, and renews annually. Pawnbrokers also owe a separate $25/year occupation tax and must hold pawned items 14 days before release and 4 months before resale.

Violations & Fines

Operating without a valid permit, or violating any Chapter 5.34 requirement, is a misdemeanor punishable by a fine up to $500.00, with each day of continued violation a separate offense.

Frequently Asked Questions

Can a pawnbroker permit be transferred to a new owner or location?
No. A Lincoln Pawnbroker Permit is valid for one person and one business location only and cannot be transferred to another person or address.
How long must a Lincoln pawnbroker hold an item before selling it?
Chapter 5.34.070 bars selling any pawned item for four months from the date of the pawn transaction, and the item can't leave the premises for 14 days after the transaction is recorded.

Sources & Official References

Other rules in Lincoln

All Lincoln rules

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