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Los Banos, CA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License required
LBMC § 11-12.02
Holding period
20 days (§ 11-12.05)
Records required
Bound transaction book (§ 11-12.04)
Police access
Records/goods shown on demand
License tax
Set under Title 11 Ch. 1, Art. 2

Summary

Los Banos requires pawnbrokers to hold a City license and, under Municipal Code Section 11-12.05, hold every pawned or purchased item intact for 20 days before it can be sold, exchanged, or removed from the shop.

It is unlawful for any person to engage in or conduct, manage, or carry on within the City the business of pawnbroker or secondhand dealer without applying for and receiving a license from the City as set forth in Chapter 1 of this title. ... All articles pawned, purchased, exchanged, or otherwise taken into possession ... by any pawnbroker or secondhand dealer shall be held intact in a particular location in the place of business designated for that purpose for a period of 20 days from the date of receipt of such articles before such articles shall be placed on exhibition, sold, exchanged, removed from the place of business where received, delivered to any person, or otherwise disposed of.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4356507; v3 updated 2025-03-05).

Full Breakdown

03 sets the license tax for pawnbrokers according to the schedule in Article 2 of that same chapter. 04 imposes a detailed recordkeeping duty: every pawnbroker or secondhand dealer must keep a well-bound book at the place of business recording each article pawned, purchased, exchanged, or otherwise taken into possession, entered at the time of the transaction, showing the hour and day received, a full description of the item, the amount loaned or paid, and the signature, description, and vehicle license number of the person delivering it; each transaction gets a number, and a matching tag must be firmly attached to the item.

05 requires that every article taken in be held intact in a designated location for 20 days from the date of receipt before it may be exhibited, sold, exchanged, removed from the premises, delivered to anyone, or otherwise disposed of, giving law enforcement a window to recover stolen property. 06 requires that the articles and records be exhibited on demand to any sheriff, police officer, constable, or peace officer and never concealed. 07, including anyone buying from a State Sales and Use Tax licensed dealer, secondhand automobile dealers, and retailers who take in secondhand goods as trade-in payment toward new merchandise in the regular course of business.

Violations & Fines

Operating as an unlicensed pawnbroker, failing to maintain the required transaction book, or releasing an item before the 20-day holding period expires violates Chapter 12; because the chapter has no dedicated penalty section, enforcement proceeds under the City's general licensing and administrative citation provisions, and refusing to exhibit records or goods to a peace officer on demand under Section 11-12.06 is a separate violation.

Frequently Asked Questions

How long must a Los Banos pawnbroker hold an item before selling it?
Section 11-12.05 requires every pawned or purchased article to be held intact for 20 days from the date of receipt before it can be exhibited, sold, exchanged, or removed from the business.
Does a Los Banos pawnbroker need a business license?
Yes. Section 11-12.02 makes it unlawful to conduct the business of pawnbroker or secondhand dealer without applying for and receiving a license under Title 11 Chapter 1.
What records must a Los Banos pawnbroker keep?
Section 11-12.04 requires a bound book recording the date, description, amount paid, and the seller's signature, description, and vehicle license number for every item pawned or purchased, with a tag numbered to match the record attached to the item.

Sources & Official References

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