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Pawtucket, RI Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Licensing authority
City Council vote required, not Clerk
Annual fee
$200, May 1 to April 30
State law tie-in
R.I. Gen. Laws §§ 19-26-1 to 19-26-19
Violation reporting
Chief of Police reports to Council
Revocation
City Council can revoke for any violation
History
licensing article approved 1969 (Ch. No. 1235)

Summary

Pawnbrokers in Pawtucket can't get licensed through the City Clerk's ordinary discretion; § 260-2G carves them out for a full City Council vote, and § 260-3 sets the annual fee at $200, running May 1 through April 30. Section 260-1 also subjects pawnbrokers to Rhode Island's pawnbroker statute, R.I. Gen. Laws §§ 19-26-1 through 19-26-19.

The City Clerk is authorized, at his or her discretion, to issue, without specific action by the City Council, licenses authorized by above-mentioned titles, chapters and sections of the General Laws of Rhode Island, 1956, and amendments, except the following licenses: ... G. Pawnbrokers. ... License fees shall be as follows: ... Pawnbrokers, annually from May 1 to April 30 $200. ... All licensees and licensed places hereinafter enumerated shall pay the fees hereby fixed and be subject to and governed by the state statutes contained in the General Laws of Rhode Island, 1956 and amendments thereto, under the following Titles, chapters and sections: ... 19-26-1 through 19-26-19; ...

Full Breakdown

Chapter 260's Article I licensing scheme, approved in 1969 by Chapter No. 1235, splits city licenses into two tracks. Section 260-2 lets the City Clerk issue most licenses on his or her own discretion, but pawnbrokers are one of twelve carve-outs listed in Subsection G, alongside private detectives, carnivals, bowling alleys and employment agencies, meaning a pawnbroker license requires action by the full City Council rather than a routine clerk sign-off. I. Gen. Laws §§ 19-26-1 through 19-26-19, the state's pawnbroker chapter, among the incorporated titles.

Section 260-3's fee schedule sets the pawnbroker license at $200 a year, running from May 1 to April 30, the same fee tier as a private detective license and higher than a laundry or bowling alley license. Once granted, a pawnbroker license is subject to the same general obligations as every other Chapter 260 license: § 260-10 requires the business to operate only during lawful hours and only as the license permits, § 260-12 opens the premises to inspection by the Mayor, City Council members, the Director of Public Safety, the Chief of Police, the fire prevention chief, and state health inspectors, and § 260-11 requires the Chief of Police to report any violation to the City Council, which may revoke the license.

Violations & Fines

Section 260-11 puts enforcement in the Chief of Police's hands: any violation of a law, ordinance, rule or regulation by a pawnbroker licensee must be reported to the City Council, which can revoke the license outright. Section 260-12 backs that up by opening the shop to inspection at any time by the Mayor, City Council, police and fire officials, and state health inspectors.

Frequently Asked Questions

Can the City Clerk issue a pawnbroker license in Pawtucket?
No. Section 260-2 lists pawnbrokers as one of the license types the City Clerk cannot issue on his or her own discretion; a pawnbroker license needs a specific vote of the City Council.
How much does a Pawtucket pawnbroker license cost?
Section 260-3 sets the fee at $200 per year, on a license term running from May 1 through April 30, the same rate charged for a private detective license under the same fee schedule.
Does Pawtucket's ordinance cover pawnbroker recordkeeping and interest rates?
Not directly. Section 260-1 folds pawnbrokers into the state licensing scheme, stating licensees are subject to and governed by the General Laws, and lists R.I. Gen. Laws §§ 19-26-1 through 19-26-19, the state's pawnbroker chapter, so those operating rules come from state law rather than the city ordinance.
What happens if a Pawtucket pawnbroker violates the ordinance?
Section 260-11 requires the Chief of Police to report any violation of a law, ordinance, rule or regulation to the City Council, which may then revoke the pawnbroker's license; Section 260-12 also lets city and state officials inspect the premises at any time.

Sources & Official References

Other rules in Pawtucket

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