Puyallup, WA Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- Daily police report deadline
- Noon, prior day's transactions
- Property hold period
- 30 days after police report
- Record inspection access
- City attorney or any police officer
- Interest rate rule adopted
- RCW 19.60.060 by reference
- Misdemeanor fine
- Up to $500.00
Summary
Puyallup pawnbrokers must keep a detailed transaction record book, report every transaction to the chief of police by noon the next day, hold pledged property 30 days, and follow the state interest rate cap under PMC Chapter 5.32, Article IV.
"Pawnbroker" means every person engaged, in whole or in part, in the business of loaning money on the security of pledges, deposits or conditional sales of personal property. ... Such record, and all goods received, shall at all times during the ordinary hours of business be open to the inspection of the city attorney or of any police officer. ... RCW 19.60.060 as existing on the date of the ordinance codified in this section or as hereafter amended is adopted by reference.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4985225; v6 updated 2026-07-21; through 07-21-2026).
Full Breakdown
170 defines a pawnbroker as anyone in the business of loaning money on the security of pledges, deposits or conditional sales of personal property. 180 requires a permanent record book, kept in English, logging the date of each transaction, the identity and description of the person pawning or selling the item, a description of the property including watch and jewelry markings, the price paid or amount loaned, witnesses, and the pawn ticket number. 190. 210. 220 to govern the interest rates and fees a pawnbroker may charge on loans. 230.
Violations & Fines
Failing to log a required entry, making a false entry, destroying records, refusing inspection by the city attorney or police, falsely reporting to the chief of police, missing the noon daily-report deadline, releasing pledged property before the 30-day hold expires, or accepting property from a minor or intoxicated person is a misdemeanor under § 5.32.240, punishable by a fine of up to $500.00.
Frequently Asked Questions
Do Puyallup pawnbrokers have to log every transaction?
How long must a pawnbroker hold pawned property before reselling it?
Who can inspect a pawnbroker's records in Puyallup?
Sources & Official References
Other rules in Puyallup
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Pawnbrokers in Nearby Cities
How other cities in this county handle pawnbrokers.