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Sparks, NV Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Annual pawnbroker fee
$2,000 plus $1/$1,000 over $10,000 receipts
Autopawn license fee
$200 annually
Interest cap
6%/month, max $5 initial charge
Minimum hold period
120 days before resale
Daily report deadline
Before 10:00 a.m., except Sunday
Abandonment trigger
60 days without an open business
Investigating agency
Sparks Police Department

Summary

Anyone operating a pawnbroker or autopawn business in Sparks must hold a city license under SMC Chapter 5.32. The Sparks Police Department investigates and fingerprints owners and 10%+ stockholders, and the city council grants or denies the license. Annual fees run $2,000 for pawnbrokers and $200 for autopawns, plus $1 per $1,000 of gross receipts above $10,000.

It is unlawful for any person within the city to engage in or conduct, in or upon any premises in the city, the business of a pawnbroker or autopawn without first having obtained a license as provided in this chapter and chapters 5.12 and 5.16, as applicable.

Full Breakdown

16. 030). 040 disqualifies anyone convicted within the preceding five years of a felony, a fraud-related crime, larceny, embezzlement or moral turpitude against an employer, unlawful drug distribution, or a pawn-industry law violation, along with anyone under eighteen or associated with organized crime. 070). 080). 100). 120(J)). 140).

Violations & Fines

Violating Chapter 5.32 is a misdemeanor. Section 5.32.120 separately makes it unlawful for a licensee, clerk or employee to skip a required record entry, falsify a record, destroy or remove the transaction book, refuse a police inspection, misreport to the chief of police, fail to report suspected stolen property, release pledged goods within fourteen days of that report, accept goods from a minor or an intoxicated or known-thief customer, or charge more than six percent monthly interest. A license is also subject to suspension or revocation under Section 5.32.135 and Section 5.16.020, with an administrative or judicial appeal available.

Frequently Asked Questions

Does Sparks require a special license to run a pawnshop?
Yes. Section 5.32.020 makes it unlawful to conduct a pawnbroker or autopawn business in Sparks without a city license. The application goes to the finance department's revenue division, and the chief of police investigates and fingerprints the owner before the city council votes to grant or deny it.
How much interest can a Sparks pawnbroker charge?
State code caps it at six percent per month under Section 5.32.120(J), plus a one-time charge of no more than $5.00. Charging more is a misdemeanor and grounds for license suspension or revocation under Section 5.32.135.
How long must a Sparks pawnshop hold an item before selling it?
At least 120 days from the date of the pledge, per Section 5.32.120(I). Items reported as possibly stolen must also be held at least fourteen days after that report before they can be removed from the shop.
Can the city take away a pawnbroker's license?
Yes. Section 5.32.135 allows suspension or revocation for violating Chapter 5.32 or any ground listed in Section 5.16.020, and Section 5.32.080 voids a license automatically if the business sits closed for sixty days without a council-approved waiver.

Sources & Official References

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