Toms River, NJ Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- License issuer
- Municipal Clerk
- Initial fee
- $300
- Annual renewal
- $250
- Bond required
- $10,000 surety bond
- Background check
- FBI fingerprint check required
Summary
Toms River Township treats pawnbrokers as a category of licensed 'dealer' under Chapter 415, requiring a numbered Municipal Clerk license, an FBI fingerprint background check, and a $10,000 bond before anyone can lend money against or buy back pledged property.
No person, partnership, limited-liability company, corporation, or other entity shall engage in the business of buying, selling, or pawning of precious metals or other secondhand goods, as defined above, within the jurisdiction of the municipality, without having first obtained a license therefor from the Municipal Clerk, which license shall bear a number issued by the Municipal Clerk.
B. The application for a license to the Municipal Clerk shall set forth the name, date of birth, and address of the dealer, whether or not he or she is a citizen of the United States, and whether or not he or she has ever been convicted of any crime(s), disorderly persons offense(s), or municipal ordinance violation(s), and the date(s) thereof.
C.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4954830; v33 updated 2026-04-22; through 04-22-2026).
Full Breakdown
Chapter 415 folds pawnbrokers into its definition of 'dealer' alongside precious-metals and secondhand-goods buyers, so anyone lending money on pledged property or buying items back at a set price must get a numbered license from the Municipal Clerk before opening. The Chief of Police runs an FBI fingerprint background check on the applicant, and the license carries a $300 initial fee, $250 annual renewal, and a $10,000 surety bond.
Violations & Fines
Operating without a license, or violating recordkeeping and reporting rules, can draw a fine under N.J.S.A. 40:49-5, up to 90 days of imprisonment or community service, and suspension or revocation of the license.
Frequently Asked Questions
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Sources & Official References
Other rules in Toms River
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Pawnbrokers in Nearby Cities
How other cities in this county handle pawnbrokers.