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Maricopa County, AZ Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Licensing authority
Maricopa County Sheriff's Office
New license fee
$1,000 (ARS §44-1629(A))
Annual renewal fee
$500, due January 31
Late renewal penalty
10% of the fee
Unlicensed operation penalty
Class 6 felony
Felony lookback bar
5 years for theft/fraud felonies

Summary

No one may run a pawnshop in Maricopa County without a license issued by the Maricopa County Sheriff's Office. State law sets the licensing process, background checks, and fees the Sheriff administers county by county, with a $1,000 new-license fee and felony lookback bars.

City-specific rules exist: Phoenix, Mesa, Surprise, Gilbert, Glendale, Scottsdale, Peoria, Tempe, and Chandler have their own pawnbrokers rules that differ from Maricopa County's county-level regulations. If you live in one of those cities, check the city-specific page instead.

A. A person shall not act as a pawnbroker until licensed by the sheriff of the county in which the person regularly conducts business. B. A pawnbroker shall obtain a separate license for each pawnshop owned by that pawnbroker. C. A pawnbroker license may not be sold or transferred without the approval of the sheriff or the sheriff's designee. D. A pawnbroker shall not conduct business at a location other than a licensed location except for firearms transactions that are permitted by a federally licensed firearms dealer at an organized gun show. ... J. A person shall not use the word "pawn", "pawnshop" or "pawnbroker" in its business name, on any sign or in any advertisement unless the person is licensed as a pawnbroker pursuant to this article.

Full Breakdown

Arizona Revised Statutes Title 44, Chapter 12 puts pawnbroker licensing in the hands of the county sheriff, not a city clerk or the state banking department. Under ARS §44-1627, "A person shall not act as a pawnbroker until licensed by the sheriff of the county in which the person regularly conducts business," and a separate license is required for each pawnshop location a pawnbroker owns. Licenses cannot be sold or transferred without the Sheriff's approval, and business may not be conducted at an unlicensed location except firearms sales by a federally licensed dealer at an organized gun show.

Every owner, partner, or corporate agent must be an Arizona resident, and anyone with an interest in the shop must submit fingerprints and a fee for a state and federal criminal history check through the Department of Public Safety. The Sheriff must refuse or decline to renew a license for anyone convicted within the past five years of a felony involving trafficking in stolen property, fraud, forgery, theft, extortion, or moral turpitude, and must refuse anyone who has violated a prior pawnbroker license within the past year.

A corporation must disclose any officer, director, or 10%-plus shareholder to the Sheriff. Using the words "pawn," "pawnshop," or "pawnbroker" in a business name, sign, or ad without holding the license is itself a violation. Fees under ARS §44-1629 run $1,000 for a new application and $500 annually thereafter, due by January 31, with a 10% late penalty for renewals paid more than 30 days after they are due.

Violations & Fines

Acting as a pawnbroker without a Sheriff-issued license, or violating any part of §44-1627 (unlicensed operation, unapproved transfer, unlicensed location, unreported ownership interest), is a class 6 felony under ARS §44-1631(D). Knowingly making false statements or material misrepresentations on a license application is grounds for outright denial. Missing the January 31 annual renewal deadline by more than 30 days adds a 10% penalty on top of the $500 renewal fee.

Frequently Asked Questions

Who issues a pawnbroker license in Maricopa County?
The Maricopa County Sheriff's Office, under ARS §44-1627. A separate license is required for every pawnshop location a pawnbroker operates, and the license cannot be sold or transferred without the Sheriff's approval.
How much does a Maricopa County pawnbroker license cost?
A new application costs $1,000, payable to the Sheriff of the county where the shop is licensed. Renewal is $500 per year, due by January 31; paying more than 30 days late adds a 10% penalty on top of the fee.
Can someone with a felony record get a pawnbroker license?
Not if convicted within the past five years of a felony involving stolen property trafficking, fraud, forgery, theft, extortion, conspiracy to defraud, or moral turpitude. The Sheriff must also refuse anyone who violated a prior pawnbroker license within the last year.
Can I call my shop a "pawn shop" without a license?
No. ARS §44-1627(J) bars using the words "pawn," "pawnshop," or "pawnbroker" in a business name, sign, or advertisement unless the business actually holds a pawnbroker license.

Sources & Official References

Other rules in Maricopa County

All Maricopa County rules

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