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Youngstown, OH Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Minimum employee age
16 to take pledges (757.08)
Holding period
24 hours after daily report (757.07)
Daily report deadline
Before midnight, to Police Chief
License expires
December 31 each year (757.02)
Records inspector
Police Chief or Mayor
Penalty
4th-degree misdemeanor, daily offense (757.99)

Summary

Youngstown pawnbrokers must keep a numbered ledger of every pledge, file a daily report with the Police Chief, and hold pledged property for 24 hours after that report under Chapter 757. Pawnbrokers cannot employ anyone under 16 to take pledges or deal with minors, intoxicated persons or known thieves. Violations are a fourth-degree misdemeanor.

757.01 DEFINITION. ... "Pawnbroker", as used in this chapter, means a person who makes a business of lending money on the security of personal property pledged in the keeping on condition of selling the same back again at a stipulated price, or purchasing precious or semi-precious metals or jewelry. ... 757.07 HOLDING PERIOD. No bond, note, security or personal property of any kind, received on deposit, purchased or pledged by any such pawnbroker shall be sold or permitted to be redeemed or removed from the place of business of such pawnbroker for a period of twenty-four hours after the copy and statement provided for in Section 757.04 has been delivered to the Chief of Police as provided in Section 757.06. ... 757.08 EMPLOYEES; MINIMUM AGE LIMIT. No pawnbroker shall employ any person under the age of sixteen to take pledges in pawn. ... 757.99 PENALTY. Whoever violates any provision of this chapter is guilty of a misdemeanor of the fourth degree. Each day's continued violation shall constitute a separate offense.

Full Breakdown

In the City of Youngstown, Ohio, Section 757.01 of the Codified Ordinances defines a pawnbroker as anyone in the business of lending money on pledged personal property with a right of repurchase, or of purchasing precious or semi-precious metals or jewelry. Section 757.04 requires every pawnbroker to keep a numbered, ink-written ledger in English recording each pledged, deposited or purchased article, along with the depositor's name, residence and the time of the transaction; entries cannot be erased or defaced. Section 757.05 makes that ledger open at all times to inspection by the Police Chief, a deputized officer, or the Mayor.

Section 757.06 requires the pawnbroker to deliver a full daily copy of the ledger to the Police Chief before midnight each day. Section 757.07 then bars selling, redeeming or removing any pledged item for 24 hours after that daily report has been delivered. Section 757.08 sets a minimum age of 16 for any employee taking pledges in pawn. Section 757.09 prohibits taking pledges or purchases from minors, intoxicated persons, habitual drunkards, known thieves, or anyone unable to furnish complete proof of ownership, and it separately bars accepting a tool or instrument bearing another person's initials or insignia without proof of ownership.

Every pawnbroker license terminates at midnight on December 31 of the year issued under Section 757.02 and is void if transferred under Section 757.03. Section 757.99 makes any violation of the chapter a fourth-degree misdemeanor, with each day of continued violation a separate offense.

Violations & Fines

Failing to keep the numbered pledge ledger required by Section 757.04, failing to file the daily report with the Police Chief under Section 757.06, releasing a pledged item before the 24-hour holding period in Section 757.07 has run, employing anyone under 16 to take pledges, or accepting property from a minor, an intoxicated person or a known thief under Section 757.09 all violate Chapter 757. Section 757.99 makes any violation a fourth-degree misdemeanor, each day a separate offense.

Frequently Asked Questions

How long must a Youngstown pawnbroker hold a pledged item?
Section 757.07 bars a pawnbroker from selling, allowing redemption of, or removing any pledged item for 24 hours after the daily pledge report required by Section 757.06 has been delivered to the Police Chief. The report itself must be filed before midnight each day, copying that day's ledger entries.
Can a Youngstown pawnbroker hire a teenager to take pledges?
Only if the employee is at least 16. Section 757.08 sets a minimum age of 16 for any employee taking pledges in pawn, and Section 757.09 separately bars the pawnbroker from accepting pledges or purchases from any minor customer, regardless of the employee's age.
What records must a Youngstown pawnbroker keep?
Section 757.04 requires a numbered ledger, written in ink in English, describing every pledged, deposited or purchased article and recording the depositor's name, residence and the time of the transaction, with no entry allowed to be erased or defaced. That ledger is open to Police Chief or Mayoral inspection at all times under Section 757.05.

Sources & Official References

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