Kirkwood, MO Business Licensing & Operations: Towing Companies (2026)
Key Facts
- License required
- § 13-264, before towing in City
- Vehicle labeling
- Name, license #, min. 2-inch letters
- Insurance minimum
- $25k/person, $50k/accident, $10k property
- Cruising for business
- Prohibited, § 13-276(a)
- License term
- 1 year, § 13-267
- Suspension
- Up to 90 days, § 13-269
Summary
Every tow truck operating in Kirkwood needs a City license under § 13-264, unless it already carries a valid St. Louis County or comparable-municipality license, and licensed wreckers must file a posted price schedule and carry minimum liability insurance under §§ 13-272 and 13-275.
It shall be unlawful for any person to operate a tow truck within the City unless that person shall first obtain a license from the Director of Finance for said tow truck, or unless said person shall be exempt by reason of one or more of the exemptions enumerated in Subsection (b) herein. ... No license shall be required of any person whose principal place of business is not located within the boundaries of the City but who is operating a tow truck in the City if such tow truck has affixed to its windshield a license obtained from St. Louis County or a municipality, which municipality has an ordinance similar to this division.
Full Breakdown
Division 5 of Chapter 13 licenses tow trucks operating in Kirkwood. Section 13-264(a) makes it unlawful to operate a tow truck in the City without a Director of Finance license affixed to the truck's lower left windshield corner, unless the operator's home tow truck already carries a valid current-year license from St. Louis County or a municipality with a similar ordinance. Section 13-265 requires the license application to identify the applicant, the business address, and each truck's description, serial and motor numbers. 150, RSMo. Section 13-271 requires each side of a licensed truck to carry, in letters at least two inches tall, the licensee's name and license number, the phrase "licensed tow vehicle - City of Kirkwood," and a request to see the schedule of prices before engaging the vehicle.
Before towing at an owner's request, § 13-272 requires the driver to present a filed price schedule and have the customer sign a work-order statement; charging more than the filed schedule is unlawful. Section 13-275 requires liability insurance or a bond of at least $25,000 per person, $50,000 per accident for bodily injury, and $10,000 for property damage before any license issues, and § 13-276(a) bars cruising, meaning driving slowly to solicit towing business.
Violations & Fines
Operating without a City tow truck license, exceeding a filed price schedule, or cruising for business under § 13-276 all violate Division 5 and expose the operator to license suspension for up to 90 days or outright revocation by the Director of Finance under § 13-269, in addition to any general Code penalty under § 1-8. A license can also be voided immediately if transferred to another person or vehicle without written Director of Finance approval, per § 13-270.
Frequently Asked Questions
Does a tow truck from another city need a Kirkwood license?
What has to be printed on a licensed tow truck in Kirkwood?
How much insurance must a Kirkwood tow operator carry?
Sources & Official References
Other rules in Kirkwood
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Towing Companies in Nearby Cities
How other cities in St. Louis County handle towing companies.