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Toledo, OH Business Licensing & Operations: Towing Companies (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Licensing agency
Director of Finance, with Public Safety inspection
Minimum towing districts
At least 3, roughly equal
Garage keeper's liability minimum
$100,000
Public liability/property damage minimum
$300,000 / $750,000
Vehicle proof
Decal on lower left windshield corner
Penalty
License suspension/revocation; misdemeanor for license violations

Summary

Toledo requires every police-ordered towing company to hold a City towing license before responding to a call. Section 765.04 conditions the license on a special use permit for the company's lot, a vehicle decal, and assignment to one of at least three police towing districts.

(c) When the Director of Finance is assured that a special use permit has been issued for the applicant's premises and any auxiliary site to be used by the applicant, the Director of Finance shall issue to the applicant a towing license and, as evidence thereof, shall issue a decal for each tow vehicle bearing thereon an assigned tow vehicle license number. The decal shall be permanently affixed to the lower left corner of the windshield of each such tow vehicle. (d) When a license has been issued and the decals affixed as above, the Commander of the Police Records Section shall cause the name of the licensee to be entered upon the police tow list. The Commander of the Police Records Section shall divide the City of Toledo into at least three (3) approximately equal towing districts as determined by the Safety Director and shall maintain a police tow list assigning each licensee to one of the tow districts to provide as nearly as possible equal towing service in each of the districts... Police calls within any given district shall be rotated among the towers assigned to that district.

Source: Ohio Revised CodeView official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-105: Complete to June 30, 2026).

Full Breakdown

Chapter 765 of the Toledo Municipal Code sets the licensing framework for non-consent, police-ordered towing. 04(a) requires the Director of Public Safety to inspect an applicant's equipment once the Director of Finance receives the license application, insurance certificate, and license fee. 04(b) lets a company without a valid special use permit for its premises or auxiliary storage site receive only a letter of intent to issue a license, contingent on the City later granting that permit. 04(c) has the Director of Finance issue the towing license along with a decal for each tow vehicle, bearing an assigned license number and permanently affixed to the lower left corner of the windshield.

04(d) then places the licensee on the police tow list: the Commander of the Police Records Section divides the city into at least three roughly equal towing districts and assigns each licensee to the district containing its principal place of business where possible, rotating police calls among the towers assigned to each district. 03, $100,000 garage keeper's liability, $50,000 general liability, and $300,000/$750,000 public liability and property damage coverage, before any license issues.

Violations & Fines

Section 765.99 makes any violation of Chapter 765 grounds for the Director of Public Safety to suspend or revoke the towing license, and a violation involving tow safety or driver's licenses that carries no other specified fine is a fourth-degree misdemeanor. The chapter bars stacking that suspension or revocation with a separate Traffic Code penalty for the same conduct.

Frequently Asked Questions

Does a Toledo tow company need a City license to do police-ordered tows?
Yes. Section 765.02 requires a safety license from the Director of Finance before operating a police-ordered tow vehicle on any Toledo street, and Section 765.04 conditions issuance on an equipment inspection and a valid special use permit for the company's premises or auxiliary storage site.
How does Toledo assign towing companies to police calls?
Section 765.04(d) has the Police Records Section divide the city into at least three roughly equal towing districts, assigning each licensed company to the district containing its principal place of business where possible, then rotating police-ordered tow calls among the licensees assigned to that district.
What insurance must a Toledo towing company carry?
Section 765.03 requires a garage keeper's legal liability policy of at least $100,000, general liability of at least $50,000, and public liability and property damage coverage of at least $300,000 per person and $750,000 per occurrence, filed with the Director of Finance before a license issues.

Sources & Official References

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