Short-Term Rentals in Annapolis, MD (2026)
6 verified short-term rentals rules for Annapolis, Maryland, sourced directly from the municipal code and official government pages.
Verified from official government sources
Permit Requirements
Annapolis requires STR operators to register through the city's Citizen Self-Service portal. The City Council passed a 10% per-block density cap on non-owner-occupied STRs. Owner-occupied rentals are exempt from the cap.
Annapolis Short-Term Rental Permit Requirements
Heavy RestrictionsNoise Rules
Annapolis STR guests are subject to the same noise ordinance as permanent residents. Quiet hours 10 PM–7 AM. Hosts are responsible for guest compliance and can lose their registration for repeated noise complaints.
Annapolis STR Noise Rules
Some RestrictionsTaxes & Fees
Annapolis STRs owe 8% Anne Arundel County occupancy tax (increased July 1, 2023) plus 6% Maryland state sales tax. Total effective rate approximately 14%. Registration must include a Maryland sales tax license number.
Annapolis STR Taxes & Fees
Some RestrictionsParking Rules
Annapolis STR guests must comply with residential permit parking zones near the Historic District, Naval Academy, and State House. No additional dedicated parking is required by STR registration rules, but congestion is a common complaint.
Annapolis STR Parking Requirements
Some RestrictionsOccupancy Limits
Annapolis Code Chapter 17.44 caps short-term rental occupancy at two individuals per bedroom (excluding small children) and limits short-term residential rentals to no more than 120 consecutive days in a calendar year. The owner must post an occupancy notice on the back of the main entrance door.
Short-Term Rental Occupancy Limits in Annapolis
Some RestrictionsInsurance Requirements
Annapolis Code Chapter 17.44 does not set an explicit liability insurance dollar minimum for short-term rentals at the city level; the city's licensing focus is on a Maryland Sales & Use Tax license, a local property manager (if the owner is non-resident), occupancy and life-safety standards, and remittance of the Anne Arundel County use-or-occupancy tax. Hosts should still verify coverage through their hosting platform and a private STR or commercial-liability policy.
Short-Term Rental Insurance Requirements in Annapolis
Some RestrictionsLooking for Anne Arundel County county-wide rules?
County ordinances apply to unincorporated areas and may supplement Annapolis city rules.
Short-Term Rentals in Anne Arundel County →