Short-Term Rentals in Palm Bay, FL (2026)
6 verified short-term rentals rules for Palm Bay, Florida, sourced directly from the municipal code and official government pages.
Verified from official government sources
Permit Requirements
Palm Bay does not have a city-specific short-term rental ordinance or registration requirement as of 2026. Florida law preempts local STR bans under FL Statute 509.032. Operators must register with the Florida DBPR and obtain a Brevard County Business Tax Receipt.
Palm Bay Short-Term Rental Permit Requirements
Few RestrictionsF.S. 509.032(7)
(7)  PREEMPTION AUTHORITY. — (a)  The regulation of public lodging establishments and public food service establishments, including, but not limited to, sanitation standards, inspections, training and testing of personnel, and matters related to the nutritional content and marketing of foods offered in such establishments, is preempted to the state. This paragraph does not ...
Noise Rules
No STR-specific noise rules exist in Palm Bay. General noise ordinance Chapter 92 applies to all properties including vacation rentals. Quiet hours are 11 PM to 7 AM.
Palm Bay Short-Term Rental Noise Regulations
Some RestrictionsTaxes & Fees
Short-term rental operators in Palm Bay must collect and remit Brevard County Tourist Development Tax at 5%, Florida state sales tax at 6%, and Brevard County discretionary surtax. Total tax burden is approximately 11-12% on the rental amount.
Palm Bay Short-Term Rental Taxes & Fees
Some RestrictionsParking Rules
No STR-specific parking rules exist in Palm Bay. General residential parking regulations under Chapter 74.25 apply, requiring vehicles to park on paved driveways. Parking on swales or unpaved surfaces is prohibited.
Palm Bay Short-Term Rental Parking Requirements
Some RestrictionsFla. Stat. § 509.032 (2018) (Public Lodging - Vacation Rentals)
A local law, ordinance, or regulation may not prohibit vacation rentals or regulate the duration or frequency of rental of vacation rentals. This paragraph does not apply to any local law, ordinance, or regulation adopted on or before June 1, 2011. (c) Paragraph (b) does not apply to any local law, ordinance, or regulation exclusively relating to property valuation as a criterion for vacation r...
Occupancy Limits
Palm Bay has no city-specific short-term rental occupancy cap. Florida Statute 509.032(7)(b) preempts the city from adopting STR-only occupancy rules unless the ordinance was on the books before June 1, 2011, and Palm Bay did not adopt one. Occupancy is constrained instead by the Florida Building Code, the Florida DBPR vacation-rental license, and Brevard County rules.
Short-Term Rental Occupancy Limits (Palm Bay, FL)
Few RestrictionsFla. Stat. § 509.032 (Public Lodging - Preemption)
A local law, ordinance, or regulation may not prohibit vacation rentals or regulate the duration or frequency of rental of vacation rentals. This paragraph does not apply to any local law, ordinance, or regulation adopted on or before June 1, 2011. (c) Paragraph (b) does not apply to any local law, ordinance, or regulation exclusively relating to property valuation as a criterion for vacation r...
Insurance Requirements
Palm Bay does not require a city-issued certificate of insurance for short-term rentals because it has no STR ordinance. Florida Statute 509.032(7)(b) preempts new local STR-only insurance mandates. State law and the DBPR vacation-rental license set the floor; industry practice is a $1 million liability policy.
Short-Term Rental Insurance Requirements (Palm Bay, FL)
Few RestrictionsLooking for Brevard County county-wide rules?
County ordinances apply to unincorporated areas and may supplement Palm Bay city rules.
Short-Term Rentals in Brevard County →