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Homestead, FL Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
City Code Section 6-310(b)(1)
Elevation outside SFHA
6 inches above crown of road
Elevation inside SFHA
Per Florida Building Code
Accessory structure cap
600 sq ft, one story
Permit authority
Floodplain administrator = building official
Variance warning
Insurance up to $25 per $100 coverage

Summary

Any development in a Homestead flood hazard area needs a floodplain development permit, and new buildings outside the mapped special flood hazard area must still sit at least six inches above the crown of the road. City Code Section 6-310 sets that minimum elevation standard, layered on top of whatever the Florida Building Code already requires inside a mapped flood zone.

(b)Specific methods of construction and requirements. Pursuant to chapter 8, article III of the Miami-Dade County Code, the following specific methods of construction and requirements apply:(1)Minimum elevation.a.For buildings located in the special flood hazard area, the minimum elevation requirement shall be the elevation required by the FBC.b.For buildings not located in the special flood hazard area, the minimum elevation requirement shall be six (6) inches above the crown of road.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 87).

Full Breakdown

Chapter 6, Article VIII implements the National Flood Insurance Program locally. 2, anchored against flotation, built of flood damage-resistant materials below the base flood elevation plus one foot, and have mechanical, plumbing and electrical systems elevated to the base flood elevation plus one foot (Section 6-310(c)). Anyone developing in a flood hazard area, including additions, fill, grading, pools, tanks or manufactured homes, must first get a floodplain development permit from the floodplain administrator under Section 6-305, who is the city's building official under Section 6-304.

Once the lowest floor is placed, Section 6-307 requires the owner to submit a surveyor-sealed certification of the lowest floor's elevation before framing continues, plus a final certification at close-out. " The flood hazard areas are based on the Flood Insurance Study for Miami-Dade County dated September 11, 2009, and current FIRMs on file with development services.

Violations & Fines

Development in a flood hazard area performed without a floodplain permit, in conflict with an issued permit, or missing the required elevation certification is a violation of Article VIII under Section 6-309, and a building lacking lowest-floor elevation documentation "is presumed to be a violation until such time as that documentation is provided." The floodplain administrator can issue notices of violation or stop-work orders, and continuing work after a stop-work order brings additional penalties.

Frequently Asked Questions

How high above the road does a new Homestead building have to be?
If the property sits outside a mapped special flood hazard area, Section 6-310(b)(1) requires the minimum floor elevation to be six inches above the crown of the road. Inside a special flood hazard area, the required elevation instead follows whatever the Florida Building Code sets for that flood zone.
Do I need a permit just to fill or grade my Homestead lot in a flood zone?
Yes. Section 6-305 requires a floodplain development permit or approval for any development activity in a flood hazard area, including filling, grading, pools, tanks, and additions, not just new buildings. The floodplain administrator, who is the city's building official, must approve the application before work begins.
What happens if I build below the base flood elevation in Homestead?
You need a variance from the city council under Section 6-308, and the floodplain administrator must first give you written notice comparing the base flood elevation to your proposed floor elevation and warning that flood insurance could cost as much as $25 per $100 of coverage because of the added risk.

Sources & Official References

Other rules in Homestead

All Homestead rules

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