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Los Banos, CA Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Base flood defined
1% annual chance flood (100-year flood)
Freeboard requirement
Not specified; anchoring/material standards apply
Governing section
Municipal Code § 4-9.14
Administrator
Building Official
Penalty
Misdemeanor (§ 4-9.06)

Summary

Los Banos ties its flood construction rules to the FEMA 'base flood,' the flood with a one percent annual chance of occurring. Section 4-9.14 requires new construction and substantial improvements in flood-prone areas to be anchored against flotation and built with flood-damage-resistant materials, methods and utility placement; the code prints no numeric freeboard above base flood elevation.

"Base flood"means a flood which has a one percent chance of being equaled or exceeded in any given year (also called the "100-year flood"). Base flood is the term used throughout this chapter. ... If a proposed building site is in a flood-prone area, all new construction and substantial improvements, including manufactured homes, shall: (a) Be designed (or modified) and adequately anchored to prevent flotation, collapse or lateral movement of the structure resulting from hydrodynamic and hydrostatic loads, including the effects of buoyancy.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4356507; v3 updated 2025-03-05).

Full Breakdown

03 as a flood with a one percent chance of being equaled or exceeded in any given year, also known as the 100-year flood, and uses that term throughout the chapter to mark the standard for regulated development. 14, adopted by Ordinance 936 in 1998, sets the construction standards that apply once a proposed building site is found to sit in a flood-prone area: new construction and substantial improvements, including manufactured homes, must be designed or modified and adequately anchored to prevent flotation, collapse, or lateral movement from hydrodynamic and hydrostatic loads, including the effects of buoyancy.

The same section requires flood-resistant materials and utility equipment, construction methods and practices that minimize flood damage, and electrical, heating, ventilation, plumbing and air conditioning equipment located or designed so floodwater cannot enter or accumulate in those components during flooding. 12, to obtain, review and reasonably use any base flood data available from other federal or state agencies when evaluating a permit application, since the chapter itself does not print a specific freeboard number of feet above base flood elevation the way some newer floodplain codes do. 05.

Violations & Fines

Constructing or substantially improving a structure in a flood-prone area without meeting Section 4-9.14's anchoring, flood-resistant material, and utility-placement standards is a Section 4-9.06 misdemeanor, the same violation that applies to building without a development permit. The Floodplain Administrator can deny or condition a permit until the design meets these standards.

Frequently Asked Questions

Does Los Banos require homes to be built above base flood elevation?
The code defines base flood in Section 4-9.03 as the flood with a one percent annual chance of occurring, but Section 4-9.14 does not set a specific number of feet above that elevation. Instead it requires new construction and substantial improvements to be anchored against flotation and built with flood-resistant materials and properly placed utilities.
Who reviews flood elevation data for a building permit?
Section 4-9.13 directs the Floodplain Administrator, who is the Building Official under Section 4-9.12, to obtain, review, and reasonably use base flood elevation data from federal or state agencies when evaluating development applications in flood-prone areas.
What construction standards apply to manufactured homes in a flood zone?
Section 4-9.14 covers manufactured homes along with other new construction, requiring them to be anchored to prevent flotation, collapse, or lateral movement, and built with materials and utility equipment resistant to flood damage.

Sources & Official References

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