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Pismo Beach, CA Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

AE, AH and A zones
Lowest floor at or above the base flood elevation
AO zone
FIRM depth above highest adjacent grade, or two feet if none
Completion certificate
Registered civil engineer or licensed land surveyor
Flood openings
One square inch net area per square foot enclosed
Crawl space drainage
Not to exceed seventy-two hours
Base flood
One percent chance of occurring in any given year

Summary

In the City of Pismo Beach, California, Municipal Code § 15.44.170(C) requires the lowest floor of new or substantially improved residential structures in AE, AH and A flood zones to be at or above the base flood elevation, with a separate rule for AO zones and an engineer or surveyor certificate at completion.

C. Elevation and Floodproofing. 1. Residential construction. All new construction or substantial improvements of residential structures shall have the lowest floor, including basement: a. In AE, AH, and A zones, elevated to or above the base flood elevation. b. In an AO zone, elevated above the highest adjacent grade to a height equal to or exceeding the depth number specified in feet on the FIRM, or elevated at least two feet above the highest adjacent grade if no depth number is specified. c. In an A zone, without BFEs specified on the FIRM elevated to or above the base flood elevation; as determined under Section 15.44.140.C. d. Upon the completion of the structure, the elevation of the lowest floor, including basement, shall be certified by a registered civil engineer or licensed land surveyor, and verified by the community building inspector to be properly elevated. Such certification and verification shall be provided to the floodplain administrator.

Full Breakdown

Section 15.44.050 defines the base flood as a flood with a one percent chance of being equaled or exceeded in any given year, and the base flood elevation as the elevation shown on the Flood Insurance Rate Map for Zones AE, AH and VE for that flood. Under § 15.44.170(C)(1) a new or substantially improved residential structure must have its lowest floor, including basement, elevated to or above that base flood elevation in AE, AH and A zones. In an AO zone the lowest floor must be elevated above the highest adjacent grade to a height equal to or exceeding the depth number in feet on the FIRM, or at least two feet above the highest adjacent grade if no depth number is specified. In an A zone without base flood elevations on the FIRM, the elevation is determined under § 15.44.140(C). When the structure is complete, a registered civil engineer or licensed land surveyor must certify the lowest floor elevation, the community building inspector verifies it, and both go to the floodplain administrator.

Nonresidential structures under § 15.44.170(C)(2) must either meet the residential elevation rule or be floodproofed watertight with walls substantially impermeable to water, have structural components that resist hydrostatic and hydrodynamic loads and buoyancy, and carry a registered civil engineer or architect certification. Fully enclosed areas below the lowest floor used solely for parking, building access or storage need flood openings: at least two openings on different sides with a total net area of not less than one square inch for every square foot of enclosed area subject to flooding, the bottom of each no higher than one foot above grade, or an engineer or architect certification. Small accessory structures of 120 square feet or less for parking of no more than two cars or limited storage can have floors below the base flood elevation if they meet the listed conditions. Below-grade crawl spaces must drain within a period not to exceed seventy-two hours, and crawl space construction is not permitted in V zones. Manufactured homes in Zones A, AH, AO and AE go on a permanent foundation with the lowest floor at or above the base flood elevation (§ 15.44.200).

Violations & Fines

Section 15.44.080 makes violation of Chapter 15.44 a misdemeanor, including violations of conditions and safeguards, and allows the city council to take lawful action to prevent or remedy a violation. Under § 1.20.010 a misdemeanor carries a fine of not more than one thousand dollars, imprisonment not to exceed six months, or both, and each day is a separate offense.

Frequently Asked Questions

How high must a new house be built in a Pismo Beach flood zone?
In AE, AH and A zones, § 15.44.170(C)(1)(a) requires the lowest floor, including basement, to be elevated to or above the base flood elevation. In an AO zone the floor must be above the highest adjacent grade by the depth number on the FIRM, or at least two feet above it when no depth number is specified.
Who certifies the finished floor elevation in the City of Pismo Beach?
A registered civil engineer or licensed land surveyor certifies the lowest floor elevation once the structure is complete, and the community building inspector verifies that it is properly elevated. Section 15.44.170(C)(1)(d) requires both the certification and the verification to be provided to the floodplain administrator.
What is the base flood elevation under the Pismo Beach code?
Section 15.44.050 defines it as the elevation shown on the Flood Insurance Rate Map for Zones AE, AH and VE that indicates the water surface elevation resulting from a flood that has a one percent or greater chance of being equaled or exceeded in any given year, also called the 100-year flood.
Can a garage floor sit below the base flood elevation in Pismo Beach?
An attached garage slab below the base flood elevation must allow flood waters to enter automatically and use flood-resistant materials. A detached garage of two cars or fewer, or a small low-cost shed of 120 square feet or less, can sit below it if it meets the conditions listed in § 15.44.170(C)(5).

Sources & Official References

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