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Pismo Beach, CA Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Pismo Beach, CA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit required for
Any construction or other development in an area of special flood hazard
Floodplain administrator
Community development director with the city engineer
Flood maps adopted
FEMA San Luis Obispo County study dated August 28, 2008
Maps on file
Engineering and Planning Divisions, 760 Mattie Road
Appeals
Planning commission, under Chapter 17.54
Violation
Misdemeanor under § 15.44.080

Summary

In the City of Pismo Beach, California, Chapter 15.44 requires a development permit before any construction or other development in an area of special flood hazard, administered by the community development director with the city engineer, and makes a violation a misdemeanor under § 15.44.080.

No structure or land shall hereafter be constructed, located, extended, converted, or altered without full compliance with the terms of this chapter and other applicable regulations. Violation of the requirements of this chapter, including violations of conditions and safeguards, shall constitute a misdemeanor. ... The community development director in cooperation with the city engineer is hereby appointed to administer, implement, and enforce this chapter by granting or denying development permits in accord with its provisions. ... A development permit shall be obtained before any construction or other development, including manufactured homes, within any area of special flood hazard established in Section 15.44.070. Application for a development permit shall be made on forms furnished by the community development department. The applicant shall provide the following minimum information:

Full Breakdown

Chapter 15.44 applies to all areas of special flood hazard within the jurisdiction of the city (§ 15.44.060). Section 15.44.070 adopts by reference the areas identified by the Federal Emergency Management Agency in the Flood Insurance Study for San Luis Obispo County, California and Incorporated Areas dated August 28, 2008, with the accompanying Flood Insurance Rate Maps and Flood Boundary and Floodway Maps and all later amendments. The study and maps are on file at the City of Pismo Beach Engineering and Planning Divisions, 760 Mattie Road. Where the chapter and another ordinance, easement, covenant or deed restriction conflict or overlap, whichever imposes the more stringent restrictions prevails (§ 15.44.090).

The community development director, in cooperation with the city engineer, is the floodplain administrator and grants or denies development permits (§ 15.44.130). Under § 15.44.150 the permit application goes on forms furnished by the community development department and includes plans in duplicate, drawn to scale, showing the location, dimensions and elevation of the area, existing or proposed structures, and storage of materials and equipment; water supply, sanitary sewer and other utilities; grading contours, fill and drainage; the regulatory floodway where applicable; base flood elevation information; the proposed elevation of the lowest floor, including basement, in relation to mean sea level; and the floodproofing elevation of any nonresidential structure. A registered civil engineer or architect must certify a floodproofed nonresidential building, a crawl space foundation must show the location and total net area of foundation openings, and the applicant must describe the extent to which any watercourse will be altered or relocated.

The planning commission hears appeals of floodplain administrator decisions under Chapter 17.54 (§ 15.44.160). Construction standards in § 15.44.170 cover anchoring, flood-resistant materials, and elevation or floodproofing. Recreational vehicles in the flood zones must be on site fewer than one hundred eighty consecutive days, be fully licensed and ready for highway use, or meet the permit and elevation requirements (§ 15.44.210).

Violations & Fines

Section 15.44.080 states that violation of the requirements of the chapter, including violations of conditions and safeguards, constitutes a misdemeanor, and the city council can take such lawful action as is necessary to prevent or remedy any violation. Section 1.20.010 sets a misdemeanor fine of not more than one thousand dollars, imprisonment not to exceed six months, or both, and treats each day as a separate offense.

Frequently Asked Questions

When do I need a flood development permit in the City of Pismo Beach?
Section 15.44.150 requires a development permit before any construction or other development, including manufactured homes, within any area of special flood hazard established in § 15.44.070. Those areas come from the FEMA Flood Insurance Study for San Luis Obispo County dated August 28, 2008 and its accompanying maps.
Who issues the permit and where are the flood maps kept?
The community development director, in cooperation with the city engineer, grants or denies development permits under § 15.44.130. The Flood Insurance Study, Flood Insurance Rate Maps and Flood Boundary and Floodway Maps are on file at the City of Pismo Beach Engineering and Planning Divisions, 760 Mattie Road, per § 15.44.070.
What plans must a Pismo Beach flood permit application include?
Plans in duplicate, drawn to scale, showing location, dimensions and elevation, utilities, grading and drainage, the regulatory floodway, base flood elevation information, the proposed lowest floor elevation relative to mean sea level, and any nonresidential floodproofing elevation. Certifications and crawl space opening details are also required under § 15.44.150.
How do I appeal a floodplain administrator decision in Pismo Beach?
Section 15.44.160 gives the planning commission authority to hear and decide appeals when an error is alleged in a requirement, decision or determination of the floodplain administrator. Appeals are filed and processed under the procedures in Chapter 17.54 of the Pismo Beach Municipal Code.

Sources & Official References

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