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Worcester County, MD Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified October 2026

Key Facts

Residential lowest floor
At or above the flood protection elevation
Flood protection elevation
Defined as the base flood elevation (§ BR 2-302)
Zone AO shallow flooding
Depth number plus two feet, or four feet if none
Non-residential floodproofing
Flood protection elevation plus one foot
V Zone basements
Floors below grade on all sides are prohibited
Flood openings
One square inch net area per square foot enclosed

Summary

In Worcester County, Maryland flood hazard A Zones, the lowest floor of a new or substantially improved residential building must be elevated to or above the flood protection elevation, which § BR 2-302 defines as the base flood elevation. In Zone AO shallow flooding, the floor must sit the mapped depth number plus two feet above the highest adjacent grade, or at least four feet if no depth number is shown.

These county ordinances apply to unincorporated areas of Worcester County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(1) Elevation requirements. A. Lowest floors shall be elevated to or above the flood protection elevation. B. In areas of shallow flooding (Zone AO), the lowest floor (including basement) shall be elevated at least as high above the highest adjacent grade as the depth number specified in feet on the Flood Insurance Rate Map plus two feet, or at least four feet if a depth number is not specified. C. Enclosures below the lowest floor shall meet the requirements of § BR 2-305(d)(3).

Full Breakdown

Section BR 2-305 applies in A Zones, meaning special flood hazard areas that are not coastal high-hazard V Zones or Coastal A Zones. It covers all development, new construction, substantial improvements, including repair of substantial damage, and manufactured homes. For residential structures and the residential portions of mixed use structures, § BR 2-305(d)(1) requires lowest floors, basements included, to be elevated to or above the flood protection elevation. The definitions in § BR 2-302 set the flood protection elevation as the base flood elevation, meaning the water surface elevation of the one-percent annual chance flood in relation to the datum on the Flood Insurance Rate Map. In shallow flooding where no elevation is shown, the base flood elevation is the highest adjacent natural grade plus the mapped depth number, or at least four feet if no depth number is specified.

Fill used to raise a building pad must be earthen soil or rock only, sloped no steeper than one vertical to two horizontal unless the Floodplain Administrator approves, and protected by vegetation where expected velocity is less than five feet per second. Enclosures below the lowest floor can serve only parking, building access, crawl or underfloor spaces, or limited storage, must use flood-damage-resistant materials, and need at least two flood openings on different sides with one square inch of net open area for each square foot of enclosed area.

Non-residential buildings under § BR 2-305(e) can elevate the lowest floor to or above the flood protection elevation or dry floodproof to the flood protection elevation plus one foot, although floodproofing a new non-residential building is not allowed in non-tidal waters of the state or in Coastal A Zones. In V Zones and Coastal A Zones, § BR 2-306(c)(2) measures to the bottom of the lowest horizontal structural member supporting the lowest floor, which must be at or above the flood protection elevation, and basement floors below grade on all sides are prohibited. The Floodplain Administrator reviews elevation certificates and requires incomplete or deficient certificates to be corrected.

Violations & Fines

No building, structure or development can be located, erected, reconstructed, improved, repaired, enlarged or altered without full compliance with the floodplain regulations, and permits authorize only the activities in the approved plans (§ BR 2-308(a)). The Floodplain Administrator can serve a written notice of violation and a stop-work order. A violation is a misdemeanor carrying a fine up to ten thousand dollars or one year, or both, with each day separate (§ BR 2-309).

Frequently Asked Questions

How high must a new house be elevated in a Worcester County A Zone?
Section BR 2-305(d)(1) requires the lowest floor, basement included, to be at or above the flood protection elevation. The definitions in § BR 2-302 state that the flood protection elevation is the base flood elevation, which the Flood Insurance Rate Map establishes. In Zone AO shallow flooding, the floor must clear the mapped depth number by two feet.
What if the map shows no depth number in a Zone AO area?
Section BR 2-305(d)(1)B requires the lowest floor, including any basement, to be elevated at least four feet above the highest adjacent grade when no depth number is specified on the Flood Insurance Rate Map. When a depth number is shown, the floor must be that many feet above grade plus two feet.
Can I fill the lot to raise a building out of the flood zone?
In A Zones, fill is allowed under limits in § BR 2-305(d)(2): earthen soil or rock only, slopes no steeper than one vertical to two horizontal unless approved, and erosion protection. In coastal high-hazard V Zones, § BR 2-306(b)(1) prohibits structural fill for elevating buildings, so pilings or columns are required.
Can a commercial building be floodproofed instead of elevated?
Sometimes. Under § BR 2-305(e)(2), floodproofing of a new non-residential building is not allowed in non-tidal waters of the state or in Coastal A Zones. Where allowed, such as substantial improvements, the structure must be dry floodproofed to the flood protection elevation plus one foot with certification.

Sources & Official References

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