Skip to main content
CityRuleLookup

Bonita Springs, FL Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Bonita Springs, FL, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Who applies
Owner or authorized agent, before any development in a flood hazard area
Reviewing official
Floodplain administrator, who is the building official
Flood hazard area
Greater of the 1-percent annual chance area or the mapped area
Engineer analyses
Signed and sealed by a Florida licensed engineer under Sec. 24-46
Appeals
Hearing examiner, then circuit court

Summary

In the City of Bonita Springs, Lee County, Florida, any owner or authorized agent who intends to undertake development within a flood hazard area must first apply to the floodplain administrator, and no permit or approval issues until compliance with Chapter 24 and all other applicable codes is satisfied. The building official serves as floodplain administrator.

Any owner or owner's authorized agent (hereinafter "applicant") who intends to undertake any development activity within the scope of this article, including buildings, structures and facilities exempt from the Florida Building Code, which is wholly within or partially within any flood hazard area shall first make application to the floodplain administrator and shall obtain the required permit(s) and approval(s). No such permit or approval shall be issued until compliance with the requirements of this article and all other applicable codes and regulations has been satisfied.

Full Breakdown

Chapter 24 of the Bonita Springs Code applies to all development inside the city limits that falls wholly or partly within a flood hazard area. Sec. 24-1 lists what counts: subdivision of land; filling, grading and other site improvements; construction, alteration, repair, relocation or demolition of buildings and structures exempt from the Florida Building Code; placement of manufactured homes and recreational vehicles; installation of tanks and swimming pools; and any other development. A flood hazard area is the greater of the area subject to a 1-percent or greater chance of flooding in any year and the area designated on the community's flood hazard map. Special flood hazard areas appear on the FIRMs as zone A, AO, AE, AH, V or VE, among others.

Sec. 24-21 designates the building official as floodplain administrator. Under Sec. 24-23, the administrator reviews applications to see whether new development sits in a flood hazard area, provides available flood elevation information, interprets flood hazard boundaries (a person contesting the call can appeal), and issues or denies floodplain development permits for development outside the building code. Sec. 24-35 requires those permits for items such as railroads, temporary construction sheds, mobile or modular temporary offices, and family mausoleums not exceeding 250 square feet.

For work on existing buildings, Sec. 24-24 has the administrator compare the cost of improvement or repair with the market value; the definition of substantial improvement uses 50 percent of market value over a five-year period. Sec. 24-46 requires certain analyses signed and sealed by a Florida licensed engineer, including a floodway encroachment analysis. Sec. 24-62 sends appeals of the administrator's decisions to the hearing examiner, with further appeal to circuit court. Sec. 24-4 warns that larger floods can and will occur.

Violations & Fines

Under Sec. 24-71, development within this article's scope that is performed without a permit, conflicts with a permit, or fails to comply is a violation, and a building without documentation of the lowest floor elevation or other required certifications is presumed a violation until documentation is provided. Sec. 24-72 authorizes the floodplain administrator to serve notices of violation or stop work orders. Under Sec. 24-73, continuing work after service brings penalties as prescribed by law.

Frequently Asked Questions

Do I need a permit to build in a flood hazard area in Bonita Springs?
Yes. Sec. 24-33 requires an owner or authorized agent who intends to undertake development wholly or partly within a flood hazard area to apply to the floodplain administrator first. No permit or approval issues until the application complies with Chapter 24 and all other applicable codes and regulations.
Who is the floodplain administrator?
Sec. 24-21 designates the building official as the floodplain administrator, who can delegate certain duties to other employees. The administrator reviews plans, interprets flood hazard boundaries, provides available flood elevation data, and issues or denies floodplain development permits for development outside the Florida Building Code.
What is a flood hazard area under the code?
It is the greater of two areas: the floodplain area with a 1-percent or greater chance of flooding in any year, and the area designated on the community's flood hazard map or otherwise legally designated. Special flood hazard areas are shown on FIRMs as zones such as A, AE, AH, AO, V and VE.
How do I appeal a floodplain administrator decision?
Sec. 24-62 sends requests for appeals from the strict application of Chapter 24 to the hearing examiner under Florida Statutes § 553.775, when an error is alleged in a requirement, decision or determination of the floodplain administrator. A person aggrieved by the hearing examiner's decision can appeal to the circuit court.

Sources & Official References

Other rules in Bonita Springs

All Bonita Springs rules

Florida rules heatmap·Compare Bonita Springs to another location·View the Florida environmental rules overview

Get notified when Flood Zones in Bonita Springs, FL changes

We'll email you the moment we detect a change in the code. No spam, unsubscribe anytime.

We'll never sell or share your email. One-click unsubscribe in every email.

See something wrong?

Help us keep this page accurate. If you notice an error or outdated information, let us know.

Flood Zones in Nearby Cities

How other cities in Lee County handle flood zones.

Fort Myers, FL
Some Restrictions
Cape Coral, FL
Some Restrictions