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Jackson, NJ Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Jackson, NJ, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

NFIP entry date
September 16, 1982
Governing FIS
Ocean County FIS, Dec. 16, 2021
FIRM effective date
September 29, 2006
Maps on file
95 West Veterans Highway
Violation fine
Up to $1,250

Summary

Jackson Township adopts FEMA's Ocean County flood maps and the December 16, 2021 Flood Insurance Study to establish its special flood hazard areas, and joined the National Flood Insurance Program in 1982, per Section 210-11.

A. The Township of Jackson was accepted for participation in the National Flood Insurance Program on September 16, 1982. ... Special flood hazard areas (SFHAs) identified by the Federal Emergency Management Agency in a scientific and engineering report entitled "Flood Insurance Study, Ocean County, New Jersey (All Jurisdictions)," dated December 16, 2021, and the accompanying Flood Insurance Rate Maps (FIRM) identified in Table 102.2(1) whose effective date is September 29, 2006, are hereby adopted by reference.

Full Breakdown

Chapter 210, Flood Damage Prevention, Section 210-11 establishes how flood hazard areas are defined in Jackson Township. The Township was accepted into the National Flood Insurance Program on September 16, 1982, and its floodplain regulations work alongside the Uniform Construction Code and the state Flood Hazard Area Control Act. Special flood hazard areas are identified through the FEMA engineering report titled Flood Insurance Study, Ocean County, New Jersey (All Jurisdictions), dated December 16, 2021, together with the accompanying Flood Insurance Rate Maps whose effective date is September 29, 2006, all adopted by reference under Table 102.2(1).

Section 210-11 also directs the Township to use federal best-available data, such as preliminary FEMA maps, when it shows higher flood elevations or larger hazard areas than the effective maps, and to apply New Jersey's own Flood Hazard Area Control Act standards, which the code notes can regulate an area more expansively than FEMA's Special Flood Hazard Area, particularly along watersheds of 50 acres or more. Maps and studies are on file at the Municipal Building at 95 West Veterans Highway. Under Section 210-8, any person who builds, relocates, extends, converts, or alters a structure without complying with Chapter 210 faces a fine of up to $1,250, up to 90 days imprisonment or community service, with each day of continuing violation a separate offense after a 30-day cure period, and repeat violations within a year draw an additional court-set fine.

Violations & Fines

Constructing, relocating, extending, converting, or altering a structure in a flood hazard area without complying with Chapter 210 violates Section 210-8 and carries a fine of up to $1,250, up to 90 days imprisonment or community service, with each day a separate violation after a 30-day cure period.

Frequently Asked Questions

How does Jackson Township determine flood hazard areas?
Section 210-11 adopts the FEMA Flood Insurance Study for Ocean County dated December 16, 2021, plus the Flood Insurance Rate Maps effective September 29, 2006, and also applies New Jersey's Flood Hazard Area Control Act standards, which can cover a broader area.
When did Jackson Township join the National Flood Insurance Program?
September 16, 1982, according to Section 210-11A, which underpins the Township's flood hazard area regulations.
What is the penalty for building in a flood zone without complying?
Section 210-8 sets a fine of up to $1,250, up to 90 days imprisonment or community service, with each continuing day treated as a separate violation once a 30-day cure period expires.

Sources & Official References

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