FEMA flood zone rules in Brick, NJ — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Over 10,000 of Brick Township's 45,000 structures are within FEMA flood hazard areas. The township participates in the CRS program, providing residents a 20% discount on flood insurance premiums. Brick successfully appealed FEMA to remove 50+ structures from V-zone designation.
Brick Township has approximately 45,000 structures, with over 10,000 located within the floodplain based on FEMA Preliminary Flood Insurance Rate Maps. The township includes a one-mile stretch of barrier island draining to Barnegat Bay and the Atlantic Ocean. Flood damage prevention is regulated under the township code to control alteration of natural floodplains and prevent construction of flood barriers that divert floodwaters. Brick participates in FEMA's Community Rating System (CRS), earning residents a 20% savings on flood insurance premiums. The township successfully appealed FEMA to remove over 50 structures from the high-risk V-zone (velocity zone) designation, reducing costly structural requirements like piling foundations. Sea level rise poses significant long-term threats, with even one foot of rise causing regular tidal inundation of many streets and bayside communities.
Construction without flood damage prevention compliance is prohibited. Non-compliant structures may lose flood insurance eligibility.
Brick, NJ
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Brick, NJ
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Brick, NJ
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