La Plata County, CO Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in La Plata County, CO, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Permit
- Floodplain development permit before construction or development begins
- Floodplain administrator
- Manager of the county building department
- Adopted FEMA study
- La Plata County Flood Insurance Study effective April 25, 2024
- Floodway
- No building sites approved in a determined floodway area
- Interim rise limit
- One-half foot until a regulatory floodway is designated
- Penalty
- C.R.S. § 30-15-402; each day is a separate offense
- Study on file
- County offices, 211 Rock Point Drive, Durango
Summary
In unincorporated La Plata County, Colorado, anyone building or developing inside a FEMA special flood hazard area needs a floodplain development permit before work begins. Chapter 78 adopts the FEMA study effective April 25, 2024, bars building sites in a determined floodway, and treats each day of violation as a separate offense.
This chapter shall apply to all special flood hazard areas and areas removed from the floodplain by the issuance of a FEMA letter of map revision based on fill (LOMR-F) within the jurisdiction of the county. ... The special flood hazard areas identified by FEMA in the Flood Insurance Study, La Plata County, Colorado, and Incorporated Areas, Effective April 25, 2024 along with accompanying Flood Insurance Rate Maps and Floodway Maps, including all attachments, revisions and supporting documentation (GIS BFE floodplain layers, hydraulic models, etc.) are hereby adopted by reference and declared to be a part of this chapter. ... A floodplain development permit shall be required to ensure conformance with the provisions of this chapter.
Full Breakdown
Chapter 78, Article II of the La Plata County Code is the county's floodplain management regulation. It applies to all special flood hazard areas, and to areas removed from the floodplain by a FEMA letter of map revision based on fill (LOMR-F), within the county's jurisdiction. The minimum mapped area is the FEMA Flood Insurance Study for La Plata County, Colorado, and Incorporated Areas, effective April 25, 2024, with its Flood Insurance Rate Maps and Floodway Maps. The study is on file at the county offices, 211 Rock Point Drive, Durango. The Board of County Commissioners can supplement it with studies designated by resolution after a public hearing, with notice published in a newspaper at least ten days but not more than 30 days before the hearing.
The manager of the county building department is the floodplain administrator. That person approves or denies permit applications, inspects development during construction, records the actual lowest-floor elevation of each new or substantially improved structure, and interprets mapped boundaries. Where a base flood elevation appears on the profiles and tabulations, it governs over the mapped boundary. Anyone contesting a boundary gets a reasonable opportunity to appeal but must back the appeal with technical engineering data.
The permit application comes in addition to regular development review. It includes plans in duplicate drawn to scale, the building site elevation, the difference between the site and stream bed elevations, the lowest-floor elevation, and a description of any watercourse to be altered or relocated. A Colorado registered professional engineer prepares and certifies the submittal, though a registered land surveyor can provide the elevation data. Appendix A lists one floodplain development permit fee per single family residential unit and a separate line for commercial, multifamily or multiple lot subdivision projects.
For subdivisions and other development proposals, no building sites are approved in any determined floodway area, and no floodway encroachment is allowed that would increase flood levels during a base flood. Until a regulatory floodway is designated, no development can raise the base flood water surface elevation more than one-half foot. Proposals with at least 50 lots or five acres, whichever is less, must generate base flood elevation data.
Violations & Fines
Building, locating, extending, converting or altering any structure or land in a special flood hazard area without full compliance with Chapter 78 is punishable as provided in C.R.S. § 30-15-402. Each violation, and each day the development stays in violation, counts as a separate offense. The county can also take other lawful action to prevent or remedy a violation, and the Board of County Commissioners can act to stop it.
Frequently Asked Questions
How do I find out whether my parcel is in a flood zone in unincorporated La Plata County?
Can I challenge the mapped floodplain boundary on my property?
Does the floodplain permit application need an engineer?
What happens if I build in a flood hazard area without a permit?
Sources & Official References
Other rules in La Plata County
Compare La Plata County to another location·View the Colorado environmental rules overview
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