FEMA flood zone rules in Madera, CA — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Madera County's Floodplain Management Regulations are in Chapter 14.60 of the County Code, implementing FEMA NFIP requirements. The County participates in the NFIP, and the Madera County Flood Control and Water Conservation Agency (MCFCWCA), established in 1969, manages flood-control projects. Use the County GIS flood-zone viewer to check parcels.
Madera County Code Chapter 14.60 (Floodplain Management Regulations) implements the National Flood Insurance Program by adopting the FEMA Flood Insurance Rate Maps and Special Flood Hazard Area boundaries for unincorporated areas. The Madera County Flood Control and Water Conservation Agency (MCFCWCA), established by the State Legislature in 1969, plans and operates flood-control, drainage, water-supply, and groundwater-recharge projects across the county. Property owners may submit Letter of Map Amendment (LOMA) requests to FEMA to remove individual parcels from a Special Flood Hazard Area. The County maintains a GIS-based Flood Zones viewer at gis.maderacounty.com. Major flood-source watersheds include the San Joaquin, Fresno, and Chowchilla Rivers.
Building in a SFHA without a floodplain development permit violates Chapter 14.60 and the NFIP, putting the County's NFIP status at risk. Civil penalties and required elevation or removal of non-compliant structures can apply. Federally-backed mortgages in SFHA require flood insurance under 42 U.S.C. §4012a.
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