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Matanuska-Susitna Borough, AK Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Matanuska-Susitna Borough, AK, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit trigger
Any construction or development in a mapped flood hazard area
Governing map
FIRM based on Sept. 27, 2019 Flood Insurance Study
Administered by
Planning Department director
Application fee
Set by the Borough Assembly
Appeal body
Board of Adjustment and Appeals, MSB Ch. 15.39
Max civil penalty
$1,000 per violation, MSB § 1.45.060

Summary

Any construction, fill, or development within a mapped special flood hazard area of the Matanuska-Susitna Borough requires a development permit under MSB § 17.29.100 before work begins. The permit covers all structures, including manufactured homes, and every development activity defined in Chapter 17.29, from grading to storage of materials. The Planning Department director reviews and issues the permit.

These county ordinances apply to unincorporated areas of Matanuska-Susitna Borough. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

A development permit shall be obtained before construction or development begins within any area of special flood hazard established in MSB § 17.29.060. The permit shall be for all structures, including manufactured homes, as set forth in the definitions, and for all development including fill and other activities, also as set forth in the definitions.

Full Breakdown

Matanuska-Susitna Borough Code Chapter 17.29, Flood Damage Prevention, requires a development permit before any construction or development starts within an area of special flood hazard established under MSB § 17.29.060. Those hazard areas are drawn from the September 27, 2019 Flood Insurance Study and its accompanying Flood Insurance Rate Map (FIRM), which the borough adopted by reference and keeps on file. MSB § 17.29.100 makes the permit mandatory for every structure covered by the chapter's definitions, including manufactured homes, and for every development activity, meaning fill, grading, dredging, paving, excavation, drilling, or storage of equipment or materials in the hazard area.

Applicants apply on forms furnished by the director of the planning department, pay a fee set by the assembly, and submit scaled plans under MSB § 17.29.110 showing the elevation, in NAVD88, of the lowest floor of every proposed structure, or, for floodproofed nonresidential buildings, the elevation to which the structure has been floodproofed, certified by a registered professional engineer. The director administers the chapter under MSB § 17.29.120, reviewing each application to confirm federal, state, or local approvals are in hand and, for floodway parcels, that the encroachment standards of MSB § 17.29.180 are met.

Subdivision proposals inside FEMA Zones A, AO, AH, or AE must show under MSB § 17.29.130 that lots are reasonably safe from flooding, with utilities and drainage designed to minimize flood damage; larger proposals (more than five acres or 50 lots) must map the special flood hazard area and floodway on the plat and supply base flood elevation data. A property owner who disputes the director's boundary interpretation can appeal to the Board of Adjustment and Appeals under MSB Chapter 15.39 (MSB § 17.29.140), and the planning commission hears variance requests under MSB § 17.29.150.

Violations & Fines

MSB § 17.29.065 bars any construction, alteration, or relocation of a structure in the flood hazard area without full compliance with Chapter 17.29, and lets the borough take lawful action to prevent or remedy a violation. Because Title 17 violations default to MSB Chapter 1.45, code compliance can pursue a civil penalty up to $1,000 per violation under MSB § 1.45.060(A)(5), plus injunctive relief, restoration orders, and attorney's fees, with each day of noncompliance counted as a separate violation under MSB § 1.45.010(C).

Frequently Asked Questions

Do I need a permit to build in a Mat-Su Borough flood zone?
Yes. MSB § 17.29.100 requires a development permit before any construction, fill, grading, or other development begins within an area of special flood hazard established under MSB § 17.29.060. This covers houses, manufactured homes, and any structure or land alteration the chapter defines as development, and it applies wherever the FIRM maps a hazard area.
What has to be in the flood development permit application?
Under MSB § 17.29.110, applicants submit scaled plans showing structure locations, fill, storage, and drainage, plus the NAVD88 elevation of the lowest floor of each structure. Nonresidential buildings that will be floodproofed instead of elevated need a registered professional engineer's certification that the floodproofing meets the criteria in MSB § 17.29.170(A)(2).
Who decides flood permit appeals in the borough?
The Board of Adjustment and Appeals hears challenges to the director's flood hazard determinations under MSB § 17.29.140 and MSB Chapter 15.39. Separately, the planning commission reviews variance requests from Chapter 17.29's standards under MSB § 17.29.150, weighing factors like flood danger, alternative sites, and access for emergency vehicles.

Sources & Official References

Other rules in Matanuska-Susitna Borough

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