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Midland, TX Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Midland, TX, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing chapter
Midland Code § 11-3, Flood Damage Prevention
Administrator
City Engineer (Floodplain Administrator)
Permit required
Before any development in special flood hazard area
Maps used
2005 FIRM for Midland County, as amended
Max fine
$2,000.00 per day of violation
Variance authority
Midland City Council

Summary

Midland requires a floodplain development permit before any construction, fill, grading, or land change in an area of special flood hazard. The City Engineer, serving as Floodplain Administrator, reviews every application against the FEMA-adopted flood maps before work can begin.

Sec. 11-3-4. - Establishment of floodplain development permit. A floodplain development permit shall be required to ensure conformance with the provisions of this Chapter. ... Sec. 11-3-9. - Lands to which this Chapter applies. This Chapter shall apply to all areas of special flood hazard within the jurisdiction of the City of Midland, Texas. ... Sec. 11-3-15. - Penalty. A violation of a provision of this Chapter by failure to comply with any of its requirements ... shall constitute a misdemeanor punishable by a fine in an amount not to exceed $2,000.00. Each day on which the violation shall exist shall constitute a separate and distinct offense.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Municipal Code: Supplement 1 Update 2).

Full Breakdown

Chapter 11-3, the Flood Damage Prevention Code, applies to "all areas of special flood hazard within the jurisdiction of the City of Midland, Texas" (§ 11-3-9), which the chapter defines as land subject to a one-percent-annual-chance flood as mapped by FEMA on the Flood Insurance Rate Map for Midland County. Section 11-3-4 requires a floodplain development permit before any development proceeds; § 11-3-8 bars locating, altering, or changing the use of any structure or land without full compliance. Applications go to the Floodplain Administrator (the City Engineer or a designee) on City-furnished forms and must show, among other things, the elevation of the lowest floor of new or substantially improved structures, floodproofing elevation for nonresidential buildings, and any proposed alteration or relocation of a watercourse (§ 11-3-5(C)1).

The Administrator reviews permits against factors including danger to life and property, the effect on other lands, and consistency with the Comprehensive Plan (§ 11-3-5(C)2), and must notify TWDB and TCEQ, plus FEMA, before any watercourse alteration is approved (§ 11-3-5(B)6). Development is measured against the September 16, 2005 Flood Insurance Study for Midland County and its accompanying FIRMs, as amended (§ 11-3-10). Variances go to the City Council, which may attach conditions, but cannot approve a variance inside a designated floodway if it would raise flood levels during the base flood (§§ 11-3-13, 11-3-14).

Violations & Fines

Failing to obtain a floodplain development permit, or violating any permit condition, is a misdemeanor punishable by a fine of up to $2,000.00 under § 11-3-15; each day the violation continues is a separate offense. The Code also authorizes the City to pursue any other lawful remedy to prevent or correct a violation, independent of the criminal fine.

Frequently Asked Questions

Do I need a permit to fill or grade land in a Midland floodplain?
Yes. Section 11-3-4 requires a floodplain development permit for any development, defined broadly to include filling, grading, mining, dredging, paving, or excavation, before work begins in an area of special flood hazard, per § 11-3-9.
Who decides if my property is in Midland's floodplain?
The City Engineer, acting as Floodplain Administrator under § 11-3-5(A), makes that determination using FEMA's Flood Insurance Rate Maps adopted by reference in § 11-3-10, currently the September 16, 2005 study for Midland County as later amended.
What happens if I build without a floodplain permit in Midland?
Section 11-3-15 makes it a misdemeanor punishable by a fine of up to $2,000.00, with each day of continued violation counted as a separate offense, and the City can still pursue other lawful action to stop or remedy the work.
Can I get a variance from Midland's floodplain rules?
The City Council hears variance requests under §§ 11-3-13 and 11-3-14, but must find good cause and exceptional hardship, and cannot grant a variance inside a designated floodway if it would raise base flood levels.

Sources & Official References

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