Morgan County, IN Environmental Rules: Flood Zones (2026)

Section 151.21 applies the chapter to all SFHAs and FEHAs within Morgan County's jurisdiction and the Towns of Bethany, Brooklyn and Paragon, including any areas later annexed. Section 151.22 pins the regulatory flood elevation to the AE-Zone data on the Morgan County Flood Insurance Rate Map dated October 2, 2014, or, absent floodway delineation, to the best available flood layer from the Indiana Department of Natural Resources. DEVELOPMENT under § 151.20 covers construction, filling, grading, excavation, mining, dredging, drilling, docks, bridges and culverts, and material storage, but excludes routine maintenance such as painting, re-roofing and ordinary agricultural practices.

Section 151.24 requires the permit before any such activity commences, and § 151.25 bars locating, extending, converting or structurally altering a structure, or altering land or a stream, in the flood hazard area without full compliance; where multiple flood zones or base flood elevations affect a site, the most restrictive standard governs. The County Plan Director serves as Floodplain Administrator under § 151.40 and reviews applications required by § 151.41, which must include site plans, elevation data referenced to NAVD 88, and, for reconstruction, a certified valuation of the existing structure.

Section 151.26 makes the chapter's stricter standard control when it conflicts with an easement, covenant or deed restriction, and § 151.28 directs that all provisions be read as minimum requirements construed in favor of the county.