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New Orleans, LA Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in New Orleans, LA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing article
Code of Ordinances Ch. 78, Art. II
Coverage
All of Orleans Parish (§ 78-56)
Map source
FEMA FIRM dated 9-30-2016 (§ 78-58)
Permit required
Before any new construction or substantial improvement
Application requires
Licensed engineer/surveyor elevation certificate
Administering agency
Dept. of Safety and Permits
Penalty basis
Ch. 6, § 6-37: daily separate offenses

Summary

New Orleans adopts FEMA's Flood Insurance Rate Maps by ordinance to define its Special Flood Hazard Areas, and Chapter 78 of the Code bars any new construction, substantial improvement or land-use change in the city without a building permit issued under that article and Chapter 26.

The Special Flood Hazard Areas identified by FEMA in a scientific and engineering report entitled "The Flood Insurance Study for City of New Orleans and Orleans Parish, Louisiana" dated September 30, 2016, as amended by FEMA, with accompanying Flood Insurance Rate Maps (FIRMs) and Flood Boundary-Floodway Maps (FBFMs), and any revisions by FEMA thereto are adopted by reference and declared to be a part of this article.

Source: New Orleans Code of Ordinances Ch. 26 — Flood RegulationsView official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 116 Update 1).

Full Breakdown

The city's flood-zone map isn't a local invention. Code of Ordinances § 78-58 adopts by reference "the Flood Insurance Study for City of New Orleans and Orleans Parish, Louisiana," dated September 30, 2016, along with FEMA's accompanying Flood Insurance Rate Maps (FIRMs) and Flood Boundary-Floodway Maps, plus any later FEMA revisions. That adoption is what fixes the AE, VE, X and other zone boundaries a property owner is bound by. Section 78-56 makes the whole article apply parish-wide, to every property within Orleans Parish, so there is no unincorporated pocket that escapes it.

Section 78-76(a) then converts the map into an enforceable permit rule: "It shall be unlawful to proceed with any new construction, substantial improvement, repair or renovation of a building within the city without having previously obtained a permit from the director of the department of safety and permits," issued under Chapter 78 and the Chapter 26 building code. Section 78-77 requires the permit application to include an elevation certificate prepared by a licensed civil engineer or land surveyor, the lowest-floor elevation in relation to mean sea level, and, for nonresidential flood-proofed structures, an engineer's or architect's certification of the flood-proofing criteria in § 78-122(2).

The department of safety and permits reviews and can deny permits based on danger to life and property, susceptibility to flood damage, and the site's relationship to the floodplain (§ 78-77(c)). Where FEMA hasn't designated a regulatory floodway in Zone AE, § 78-66(c) blocks new construction, substantial improvements or fill unless it's shown the cumulative development effect won't raise the base flood elevation more than one foot anywhere in the community. S. 38:84 is the state statute that authorizes the city to run this program at all.

Violations & Fines

Section 78-67 makes any owner, general agent, architect, builder or contractor who commits or assists a violation of the flood damage prevention article "subject to the fines and penalties prescribed in Chapter 6 of this Code." Chapter 6, § 6-37 caps penalties at the maximum allowed under La. R.S. 33:1375 or applicable state law, whichever is greater, and treats each day a violation continues after notice as a separate offense; § 6-41 allows appeal to Civil District Court for the Parish within 30 days of the hearing officer's order.

Frequently Asked Questions

Do I need a permit to build in a New Orleans flood zone?
Yes. Code of Ordinances § 78-76(a) makes it unlawful to proceed with new construction, substantial improvement, repair or renovation anywhere in the city without a permit from the department of safety and permits, issued under Chapter 78 and the Chapter 26 building code.
What maps define New Orleans' flood zones?
Section 78-58 adopts FEMA's Flood Insurance Study for New Orleans and Orleans Parish, dated September 30, 2016, along with its Flood Insurance Rate Maps and Flood Boundary-Floodway Maps, plus any later FEMA revisions, as the official flood-zone boundaries.
What has to be submitted with a flood-zone building permit application?
Section 78-77 requires an elevation certificate from a licensed civil engineer or land surveyor, the lowest-floor elevation relative to mean sea level, and for nonresidential flood-proofed buildings, an engineer's or architect's certification meeting the § 78-122(2) flood-proofing criteria.
What happens if I build in a flood zone without a permit?
Section 78-67 subjects the owner, agent, architect, builder or contractor to the fines and penalties in Chapter 6; § 6-37 counts every day a violation continues after notice as a separate offense, capped at the maximum allowed under La. R.S. 33:1375 or applicable state law.

Sources & Official References

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