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Norfolk, VA Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Norfolk, VA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Governing section
City Code § 42.5-7(e)
Boundary determined by
Building official (initial call)
Dispute resolved by
Board of Zoning Appeals
FEMA districts named
A-3, A-4, A-6, V-7 (coastal)
Variance authority
Planning commission, § 42.5-13

Summary

Norfolk reviews every subdivision plat against FEMA's flood insurance study to see if the tract sits in a designated floodplain district, and the building official makes the first call on those boundaries. Utilities, drainage and street design in flood districts must meet five specific engineering standards under City Code § 42.5-7(e).

All plats will be reviewed to determine if the tract is located in the floodplain districts as delineated in the current flood insurance study for the city prepared by the Federal Emergency Management Agency and to determine whether such subdivision proposals will be reasonably safe from flooding. Initial interpretations of these boundaries shall be made by the building official. Should a dispute arise concerning the boundaries of any of the districts, the board of zoning appeals shall make the necessary determination. ... (1)All new or replacement sanitary sewer facilities, and private package sewage treatment plants, including all pumping stations and collector systems, shall be designed to minimize or eliminate infiltration of floodwaters into the systems and discharges from the systems into the floodwaters. ... (3)All storm drainage facilities shall be designed to convey the flow of surface waters without damage to persons or property. The system shall ensure drainage away from buildings and on-site waste disposal sites.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 166).

Full Breakdown

5-7(e), the department of public works checks every subdivision plat against the current FEMA flood insurance study for the city to determine whether the tract lies in a floodplain district (identified in the code as districts A-3, A-4, A-6, and coastal high-hazard district V-7) and whether proposed lots will be reasonably safe from flooding. The building official makes the initial call on where those district boundaries fall; if an applicant disputes the line, the board of zoning appeals resolves it, not the planning staff. Once a tract is confirmed to sit in a designated floodplain district, five design standards apply to the subdivision's infrastructure: new or replacement sanitary sewer lines and package treatment plants must be designed to keep floodwater from infiltrating the system and to stop sewage from discharging into flood flows; new water lines must likewise resist infiltration and flood damage; storm drainage facilities must convey surface water without damaging people or property, keep drainage away from buildings and septic sites, and the department of public works can require an underground system for frequent floods plus a secondary surface system for larger, rarer floods; gas, electric and phone lines should be elevated and located to resist flood impairment; and streets and sidewalks must be designed so they don't worsen flood flow, with drainage openings sized to pass flood discharge without raising flood heights further.

5-7(f), layers on stormwater BMP performance standards for larger single-family subdivisions. 5-13 upon a finding that topography or other conditions justify it, provided the reasons are recorded and the variance stays consistent with the chapter's intent.

Violations & Fines

Failure to meet the floodplain design standards blocks final plat approval: under § 42.5-2, no street in a noncompliant subdivision may be accepted or maintained by the city, no public utility may be extended or connected, and no city construction permit will issue until the required floodplain improvements are actually built. Disputes over floodplain district boundaries go to the board of zoning appeals rather than staff.

Frequently Asked Questions

Who decides if my lot is in Norfolk's floodplain district?
The building official makes the initial determination using the FEMA flood insurance study for the city. If you dispute the boundary the building official drew, the board of zoning appeals makes the final call under § 42.5-7(e), not the planning department.
What happens if my subdivision plat doesn't meet the floodplain design standards?
Under § 42.5-2, the city withholds street acceptance, utility connections and construction permits until the sewer, water, drainage and street design requirements in § 42.5-7(e) are met, so noncompliant plats simply cannot move to construction.
Can Norfolk waive the floodplain design standards?
Yes. The planning commission can grant a variance under § 42.5-13 if topography or other factors justify it, but the reasons must be recorded in writing and the variance must still align with the subdivision chapter's flood-safety purpose.

Sources & Official References

Other rules in Norfolk

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