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Pacifica, CA Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Pacifica, CA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Floodplain Administrator
Planning Director
Permit required
Floodplain development permit + building permit
Governing maps
FEMA FIS/FIRM dated Feb. 19, 1987
Violation level
Misdemeanor or infraction
Records location
1800 Francisco Boulevard, Pacifica

Summary

The City of Pacifica regulates construction in special flood hazard areas under its Flood Damage Prevention chapter, adopted under state planning authority in Government Code Sections 65302, 65560 and 65800. A floodplain development permit is required alongside the building permit for any construction in a mapped flood hazard area, and violations can be charged as a misdemeanor or infraction.

The Legislature of the State of California has in Government Code Sections 65302, 65560, and 65800 conferred upon local governments the authority to adopt regulations designed to promote the public health, safety, and general welfare of its citizenry. Therefore, the City Council of the City of Pacifica does hereby adopt the following flood damage prevention regulations. ... No structure or land shall hereafter be constructed, located, extended, converted, or altered without full compliance with the terms of this chapter and other applicable regulations. Violation of the requirements (including violations of conditions and safeguards) shall constitute a misdemeanor, except that the City Attorney, acting at his or her discretion, may charge and prosecute such violations as an infraction. ... A floodplain development permit shall be obtained concurrently with a building permit and before any construction or other development, including manufactured homes, within any special flood hazard area established in Section 7-5.302.

Full Breakdown

Pacifica Municipal Code Chapter 7-5 applies to all special flood hazard areas within the City, based on the Flood Insurance Study and accompanying Flood Insurance Rate Maps FEMA issued for Pacifica dated February 19, 1987, and all later amendments, which are on file at 1800 Francisco Boulevard. 403 requires a floodplain development permit before any construction or other development, including manufactured homes, in a mapped special flood hazard area, and that permit must be obtained at the same time as the building permit. Applicants must submit scaled plans showing the location, dimensions and elevation of the area, proposed water supply, sewer and utility locations, grading and drainage information, the location of the regulatory floodway where applicable, and the proposed elevation of the lowest floor relative to mean sea level.

The Planning Director serves as Floodplain Administrator with ultimate authority to grant or deny these permits, and can delegate that authority to the Building Official or Engineering Division. The Administrator must confirm that FEMA Letters of Map Revision are approved before building permits issue for flood control projects, and building permits cannot be issued based on a Conditional Letter of Map Revision alone. The chapter is written as a set of minimum requirements and expressly yields to any other ordinance, easement, covenant or deed restriction that is more restrictive.

It doesn't create City liability for flood damages that result from reliance on the regulations or from a lawfully made administrative decision, and it warns that larger floods than the design flood can and will occur.

Violations & Fines

Constructing or altering a structure or land in a special flood hazard area without complying with Chapter 7-5, including any conditions attached to a floodplain development permit, is a misdemeanor under Section 7-5.303, though the City Attorney can choose to charge and prosecute it as an infraction instead. A structure without a required elevation certificate or other compliance documentation is presumed to be in violation until the documentation is provided.

Frequently Asked Questions

Do I need a separate permit to build in a Pacifica flood zone?
Yes. Section 7-5.403 requires a floodplain development permit obtained concurrently with the building permit before any construction or development, including manufactured homes, within a special flood hazard area mapped on the City's Flood Insurance Rate Map.
Who decides floodplain permit applications in Pacifica?
The Planning Director is the Floodplain Administrator under Section 7-5.401, with ultimate authority over granting or denying floodplain development permits, though the Director can delegate day-to-day review to the Building Official or the Engineering Division.
What happens if I build in a flood zone without complying with the rules?
Section 7-5.303 makes noncompliant construction or alteration in a special flood hazard area a misdemeanor, though the City Attorney has discretion to prosecute it as an infraction instead, and the City Council can still take other lawful action to prevent or remedy the violation.

Sources & Official References

Other rules in Pacifica

All Pacifica rules

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