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Walworth County, WI Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Walworth County, WI, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Regulated zones
A, AO, AH, A1-30, AE on FIRM
Overlay subdistricts
Floodway, Floodfringe, General Floodplain, Flood Storage
Prohibited: new sewage systems
Barred in all four subdistricts
Prohibited: mobile homes/parks
Barred in all four subdistricts
Repair/alteration threshold
50% of equalized assessed value triggers bar
Administering office
County Zoning Administrator / Committee

Summary

Walworth County's Floodplain Overlay District under Code § 74-173 covers every zone A, AO, AH, A1-30, and AE area on the Flood Insurance Rate Map and bans a long list of uses outright, from new sewage systems to mobile home parks, unless permitted or conditionally approved.

These county ordinances apply to unincorporated areas of Walworth County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

Sec. 74-173. - Floodplain overlay regulations. (a)Areas to be regulated. This ordinance regulates all areas of special flood hazard identified as zones A, AO, AH, A1-30, or AE on the Flood Insurance Rate Map. ... Unless specifically exempted by law, all cities, villages, towns, and counties are required to comply with this ordinance and obtain all necessary permits. ... (h)Prohibited uses. The following uses are prohibited in the FW, FF, GFP, and FSD unless allowed as a permitted use or a conditional use.(1)Dumping;(2)Filling;(3)Excavating;(4)Any new private sewage system or public sewage system; ... (9)All structures and additions to structures ... (15)Mobile homes and mobile home parks;(16)Camping units and campgrounds; ... (19)Repairs or alterations that equal or exceed 50 percent of the equalized assessed value of any use shall not be permitted except as provided for in division 4 of this ordinance;(20)Replacement of flood damaged nonconforming structures;(21)Portable latrines.

Full Breakdown

Section 74-173(a) applies the floodplain overlay to all areas of special flood hazard identified as zones A, AO, AH, A1-30, or AE on the county's Flood Insurance Rate Map, plus any additional areas identified on DNR-approved maps, and requires every city, village, town, and county to obtain necessary permits unless specifically exempted by law. The district itself covers four subdistricts: the Floodway (FW), the Floodfringe (FF), the General Floodplain (GFP), and the Flood Storage District (FSD), each defined by how close it sits to the channel carrying regional floodwaters.

15(3)(b) exception); solid or hazardous waste disposal sites; wells drawn for human consumption; storage of buoyant, flammable, or explosive materials; nearly all new structures and additions, including residential, accessory, agricultural, commercial, and manufactured homes; basements and crawlspaces below grade; public assembly structures; parking and loading areas; mobile homes and mobile home parks; camping units and campgrounds; mineral extraction; repairs or alterations equal to or exceeding 50 percent of a structure's equalized assessed value; replacement of flood-damaged nonconforming structures; and portable latrines. Permitted uses under § 74-173(i) are limited to functionally water-dependent facilities, non-structural agriculture, wetland restoration, nonstructural recreation, and similar low-impact activity, and every permitted use must be built to the flood protection elevation, two feet above the flood profile, without obstructing flow or increasing regional flood height.

Conditional uses under § 74-173(j) require Committee review and approval and include watercourse alterations, driveway maintenance, and repair of nonconforming or historic structures under strict conditions.

Violations & Fines

Building or placing a prohibited use listed in § 74-173(h) without a permitted or conditional use approval is a zoning violation enforced by the County Zoning Administrator under §§ 74-117 and 74-123, which authorize a stop-work order, citation, or legal action by the County Board, Zoning Administrator, or Corporation Counsel to prohibit continued use of the structure, land, or water. Any encroachment into the regulatory floodway under § 74-173(d) is barred unless engineering data shows no increase in flood elevations up to the base flood.

Frequently Asked Questions

Which flood zones does Walworth County regulate?
Section 74-173(a) covers all areas designated zones A, AO, AH, A1-30, or AE on the Flood Insurance Rate Map, plus additional areas identified on maps approved by the DNR and the county, spanning the Floodway, Floodfringe, General Floodplain, and Flood Storage subdistricts.
Can I build a new septic system in the floodplain?
No. Section 74-173(h)(4) prohibits any new private or public sewage system in the Floodway, Floodfringe, General Floodplain, and Flood Storage districts, with only a narrow exception for wastewater ponds permitted under NR 110.15(3)(b).
Are mobile homes allowed in the floodplain?
No. Section 74-173(h)(15) bans mobile homes and mobile home parks outright across all four floodplain subdistricts, regardless of permit or conditional use approval.
What uses are still allowed in the floodplain?
Section 74-173(i) permits limited low-impact uses such as functionally water-dependent facilities, non-structural agriculture, wetland restoration, and nonstructural recreation like trails and golf courses, provided they don't obstruct flow or raise the regional flood height.

Sources & Official References

Other rules in Walworth County

All Walworth County rules

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