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Wayne County, IN Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Wayne County, IN, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permitting authority
County Floodplain Administrator (Plan Director)
Permit needed
Before any development activity in SFHA
Elevation datum required
NAVD 88 or NGVD
As-built certification
By licensed surveyor or engineer
Violation fine
Up to $1,000, per day
Insurance consequence
Flood policy may be suspended

Summary

Any development in a Wayne County, Indiana special flood hazard area needs a floodplain development permit from the county's Floodplain Administrator before work starts, under Wayne County Code § 154.46, adopted to keep the county eligible for the National Flood Insurance Program.

These county ordinances apply to unincorporated areas of Wayne County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

§ 154.46 PERMIT PROCEDURES.

(A) Application for a floodplain development permit shall be made to the Floodplain Administrator on forms furnished by him or her prior to any development activities, and may include, but not be limited to, the following: plans in duplicate drawn to scale showing the nature, location, dimensions and elevations of the area in question; existing or proposed structures, earthen fill, storage of materials or equipment, drainage facilities and the location of the foregoing.

Full Breakdown

Wayne County Code § 154.01 records that the Board of County Commissioners of Wayne County, Indiana adopted Chapter 154 under the land-use authority granted by I.C. 36-7-4 to regulate floodplain management. Section 154.45 designates the County Plan Director as the Floodplain Administrator, charged with reviewing every floodplain development permit for compliance, inspecting damaged structures in the special flood hazard area (SFHA), confirming state DNR authorization is on file for regulated projects, and maintaining permit records, elevation certifications and FEMA map-change letters for public inspection. Under § 154.46(A), an application for a floodplain development permit must go to the Floodplain Administrator on county forms before any development activity begins, generally with duplicate scaled plans showing the location, dimensions and elevations of the site, existing or proposed structures, fill, storage and drainage facilities.

Section 154.46(B)(1) requires the application to describe the proposed development, locate it relative to existing roads and streams, include a legal description and site plan, state the elevation of the planned lowest floor in NAVD 88 or NGVD datum, state any non-residential flood-proofing elevation, and describe any watercourse alteration, which requires a hydrologic and hydraulic study submitted to DNR and then FEMA as a Letter of Map Revision. At the construction stage under § 154.46(B)(2), the permit holder must submit a surveyor- or engineer-certified as-built elevation of the lowest floor before the structure is occupied. The Administrator may revoke a permit under § 154.45(B)(n) for misrepresentation in the application or for construction that violates the permit's terms.

Violations & Fines

Under § 154.99(A), failing to obtain a floodplain development permit in the SFHA, or failing to comply with a permit's requirements or a variance's conditions, is a violation treated as a common nuisance under Chapter 156 and punishable by a fine of up to $1,000, with each day of continuing violation a separate offense under § 154.99(B). The Floodplain Administrator must also inform the property owner under § 154.99(C) that such a violation is considered a willful act increasing flood damage, which may cause a standard flood insurance policy to be suspended; § 154.99(D) preserves the county's right to pursue other lawful remedies, with costs charged to the responsible party.

Frequently Asked Questions

Who issues floodplain development permits in Wayne County, Indiana?
The county's Floodplain Administrator, a role the Board of County Commissioners assigned to the County Plan Director under § 154.45(A), reviews and issues floodplain development permits and administers Chapter 154 generally.
What has to be in a Wayne County floodplain permit application?
Section 154.46(B)(1) requires a development description, site location relative to roads and streams, a legal description, a site plan, and the elevation of the lowest floor in NAVD 88 or NGVD, plus a hydrologic study if a watercourse will be altered.
What happens if I develop in the floodplain without a permit?
Section 154.99(A) makes it a violation punishable by a fine up to $1,000, treated as a common nuisance, with each day of the violation counted separately, and the Administrator may also warn that flood insurance coverage could be suspended.

Sources & Official References

Other rules in Wayne County

All Wayne County rules

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