New Jersey gives both condominium and planned-community associations a foreclosable assessment lien with a limited 6-month priority over a prior first mortgage. The Condominium Act, N.J.S.A. 46:8B-21, sets the rule for condos; N.J.S.A. 45:22A-44.1 extends the same 6-month super-priority to non-condo HOAs.
Under N.J.S.A. 46:8B-21, an unpaid-assessment lien has "a limited priority over prior recorded mortgages," except municipal liens or federal tax liens. That priority is capped: it "shall not exceed the aggregate customary condominium assessment against the unit owner for the six-month period prior to the recording of the lien," and is "cumulatively renewed on an annual basis." Liens "may be foreclosed by suit brought in the name of the association in the same manner as a foreclosure of a mortgage on real property," and the association may bid at the sale. The priority expires on the first day of the 60th month after recording. N.J.S.A. 45:22A-44.1 mirrors this 6-month priority for planned-real-estate HOAs.
Unpaid assessments become a foreclosable lien; the association may sue, foreclose like a mortgage, and bid on the unit at sale (N.J.S.A. 46:8B-21). Up to 6 months of regular assessments take priority ahead of a first mortgage holder in foreclosure.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Perth Amboy, NJ
Perth Amboy prohibits loud, unnecessary, or unusual noise that disturbs others under Chapter 304 (Noise). Residential quiet hours are enforced by Code Enforc...
Perth Amboy, NJ
Aircraft noise is regulated by federal law (FAA). Perth Amboy has no local aircraft noise ordinance.
Perth Amboy, NJ
Construction noise in Perth Amboy is restricted under Chapter 304. Work is generally limited to daytime hours on weekdays.
Perth Amboy, NJ
Persistent barking that disturbs neighbors is prohibited under Perth Amboy's noise ordinance and animal control regulations.
Perth Amboy, NJ
RV and recreational vehicle parking on Perth Amboy streets is restricted. Dense urban conditions limit long-term on-street storage of large vehicles.
Perth Amboy, NJ
Abandoned vehicles in Perth Amboy are subject to towing and impoundment under local ordinance and state law.
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