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Chattanooga, TN Public Conduct: Aggressive Panhandling (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
Chattanooga City Code § 25-39
Aggressive panhandling
banned citywide, no exceptions
Passive panhandling
legal except in listed buffer zones
Buffer distance
20 feet from ATMs, transit stops, doors
Max fine
$50 per day
Adopted
Ord. No. 11352 (2002), amended through 2018

Summary

Chattanooga City Code § 25-39 bans aggressive panhandling everywhere in the city: confronting, touching, blocking or using abusive language to solicit money. Passive panhandling stays legal generally but is barred within 20 feet of ATMs, bus stops, business entrances and sidewalk cafes, and on streets, highways and narrow traffic medians, with violators facing up to $50 a day plus a possible nuisance injunction.

"Aggressive begging, panhandling, or solicitation for donations" includes the following forms of conduct: i.Confronting someone in a way that would cause a reasonable person to fear bodily harm; ii.Accosting an individual by approaching or speaking to the individual or individuals in such a manner as would cause a reasonable person to fear imminent bodily harm or the commission of a criminal act upon his or her person, or upon property in his or her immediate possession; iii.Touching someone without his or her consent; iv.Using obscene or abusive language toward someone while attempting to panhandle or solicit him or her... III.Aggressive Panhandling, Begging Prohibited(a)Aggressive panhandling is prohibited in all locations within the City. No person shall engage in aggressive panhandling as defined in this section of this ordinance at anytime, anywhere in this jurisdiction.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 40 Update 1).

Full Breakdown

Section 25-39 defines 'aggressive begging, panhandling, or solicitation' to include confronting someone in a way that would make a reasonable person fear bodily harm, touching someone without consent, using obscene or abusive language while soliciting, continuing to solicit after a negative response, blocking a person's path, or otherwise acting to intimidate someone into giving money. ' Passive panhandling, meaning written requests or non-threatening spoken requests, is treated as speech protected by the First Amendment and is permitted citywide except where the ordinance carves out specific no-go zones.

Those zones include areas with 'heightened personal security concerns,' such as within 20 feet of a parking garage between dusk and dawn, a bus stop or transit entrance, or the entrance to a building, event venue or business; areas with 'heightened privacy concerns,' meaning within 20 feet of an ATM or a sidewalk café during operating hours; and 'heightened public safety concerns,' covering streets and highways, traffic medians with less than eight square feet of flat standing space, and medians on high-speed roadways including the entry and exit ramps of Interstates 24 and 75, Highway 27 and Highway 153. Inside those safety and privacy zones, both aggressive and passive panhandling are barred.

Violations & Fines

A panhandling citation under § 25-39 is capped at fifty dollars ($50.00) per day, issued under T.C.A. §§ 40-7-118 or 7-63-101 et seq. and set by the City Court Judge, who may also order a referral to a social service agency or the Chattanooga Interagency Council for Homelessness. For repeat conduct that rises to a public nuisance, the City Attorney can sue for an injunction in any Tennessee court of competent jurisdiction.

Frequently Asked Questions

Is all panhandling illegal in Chattanooga?
No. Section 25-39 only bans aggressive panhandling, meaning conduct like confronting, touching, blocking or verbally threatening someone for money. Passive panhandling, such as holding a sign or asking quietly, is treated as protected speech and is legal citywide except in the ordinance's specific buffer zones.
Can someone panhandle near an ATM or bank?
No. Section 25-39 bars both aggressive and passive panhandling within 20 feet of an ATM or a financial institution where one is located, because the ordinance treats that as a heightened privacy zone regardless of how the solicitation is conducted.
Is panhandling on highway on-ramps illegal?
Yes. The ordinance singles out entry and exit ramps of Interstate 24, Interstate 75, Highway 27 and Highway 153, plus any street posted 35 mph or faster and traffic medians under eight square feet, as public-safety zones where all panhandling and even charitable or political solicitation is barred.
What's the penalty for violating the panhandling ordinance?
The City Court Judge can fine a violation up to $50.00 per day and may order a referral to a social services agency or the Chattanooga Interagency Council for Homelessness. Repeat violations that amount to a public nuisance can draw a civil injunction sought by the City Attorney.

Sources & Official References

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