Camarillo requires short-term rental operators to maintain minimum liability insurance coverage. Hosts must carry at least $1 million in commercial general liability insurance naming the city as additional insured.
Short-term rental operators in Camarillo must maintain commercial general liability insurance with minimum coverage of $1,000,000 per occurrence. The policy must specifically cover short-term rental activity and name the City of Camarillo as an additional insured. Standard homeowner's insurance policies typically exclude commercial rental activity, so a separate rider or dedicated policy is required. Hosts must provide proof of insurance with their STR permit application and maintain current coverage throughout the permit period. Insurance must cover guest injuries, property damage claims, and third-party liability. Platform-provided insurance through Airbnb or VRBO may not satisfy city requirements as it does not name the city as additional insured. Camarillo HOAs that permit STRs may impose additional insurance requirements.
Operating without required insurance: immediate STR permit suspension. Lapse in coverage requires written notification to the city within 48 hours and suspension of rental activity until reinstated. Operating during insurance suspension: $1,000 fine plus permit revocation proceedings.
Camarillo, CA
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Camarillo, CA
Camarillo restricts livestock to agricultural and rural-exclusive zones under CMC Title 19. Keeping horses, cattle, goats, sheep, and similar large animals i...
Camarillo, CA
Rainwater harvesting is legal and encouraged in Camarillo under California Water Code Section 10574. Residents may collect rainwater from rooftops for irriga...
Camarillo, CA
Camarillo does not have a citywide ordinance restricting residential lawn ornaments, statuary, religious displays, or seasonal yard decorations. Restrictions...
Camarillo, CA
Camarillo does not regulate residential inflatable holiday displays by ordinance. Setup is subject only to general code provisions — electrical safety under ...
Camarillo, CA
Camarillo's municipal code does not set citywide hours or brightness limits for residential holiday light displays. Light displays must comply with CMC Chapt...
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