Camarillo requires short-term rental operators to maintain minimum liability insurance coverage. Hosts must carry at least $1 million in commercial general liability insurance naming the city as additional insured.
Short-term rental operators in Camarillo must maintain commercial general liability insurance with minimum coverage of $1,000,000 per occurrence. The policy must specifically cover short-term rental activity and name the City of Camarillo as an additional insured. Standard homeowner's insurance policies typically exclude commercial rental activity, so a separate rider or dedicated policy is required. Hosts must provide proof of insurance with their STR permit application and maintain current coverage throughout the permit period. Insurance must cover guest injuries, property damage claims, and third-party liability. Platform-provided insurance through Airbnb or VRBO may not satisfy city requirements as it does not name the city as additional insured. Camarillo HOAs that permit STRs may impose additional insurance requirements.
Operating without required insurance: immediate STR permit suspension. Lapse in coverage requires written notification to the city within 48 hours and suspension of rental activity until reinstated. Operating during insurance suspension: $1,000 fine plus permit revocation proceedings.
Camarillo, CA
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Camarillo, CA
Camarillo restricts livestock to agricultural and rural-exclusive zones under CMC Title 19. Keeping horses, cattle, goats, sheep, and similar large animals i...
Camarillo, CA
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Camarillo, CA
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Camarillo, CA
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Camarillo, CA
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