Moorpark requires short-term rental operators to maintain liability insurance of at least $1 million per occurrence. The policy must name the City of Moorpark as additional insured and specifically cover short-term rental activity.
Short-term rental hosts in Moorpark must carry commercial general liability insurance with minimum $1,000,000 per occurrence coverage. The policy must explicitly cover short-term rental operations and name the City of Moorpark as additional insured. Standard homeowner's insurance typically excludes commercial rental activity, requiring a separate rider or dedicated commercial policy. Proof of insurance must accompany the STR permit application and be maintained throughout the permit period. Insurance must cover guest injuries, property damage, and third-party liability. Platform insurance from Airbnb or VRBO does not typically name the city as additional insured and may not satisfy requirements. Horse property STRs should verify coverage extends to equestrian-related guest activities.
Operating without required insurance: immediate permit suspension. Insurance lapse requires city notification within 48 hours and cessation of rental activity. Operating during lapse: $1,000 fine plus permit revocation proceedings. Failure to name city as additional insured: permit not issued until corrected.
Moorpark, CA
Carports in Moorpark are regulated under MMC 17.24.025 (Open space, agricultural, and residential zones — additional requirements). In R-1 and R-2 zones, sid...
Moorpark, CA
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Moorpark, CA
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Moorpark, CA
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Moorpark, CA
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Moorpark, CA
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