Ojai requires short-term rental operators to maintain substantial liability insurance. The tourism-dependent community has a significant vacation rental market that must protect both guests and the residential character of neighborhoods.
Short-term rental operators must carry commercial general liability insurance of at least $1,000,000 per occurrence. The City of Ojai must be named as an additional insured on the policy. Proof of insurance must be submitted with the STR permit application and maintained current throughout the permit period. Standard homeowner's insurance does not cover short-term rental activity; operators need a specific endorsement or separate commercial policy. Given Ojai's location in a Very High Fire Hazard Severity Zone, operators should ensure their insurance covers wildfire events. Platform-provided coverage like Airbnb Host Protection does not substitute for the city's insurance mandate.
Operating without required insurance results in immediate permit suspension and fines of $500 to $1,000 per day. Lapsed insurance requires immediate cessation of rentals. Reinstatement requires new proof of coverage filed with Community Development.
Ojai, CA
Ojai enforces strict decibel limits to protect the peaceful valley environment. Residential noise standards are among the more restrictive in Ventura County.
Ojai, CA
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Ojai, CA
Ojai regulates noise under OMC Chapter 7-6, incorporating Ventura County noise standards. Residential nighttime noise must not exceed 45 dBA at the property ...
Ojai, CA
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Ojai, CA
Nuisance barking violates Ojai's noise ordinance (OMC Title 5, Chapter 11). Police may charge property owners for law enforcement costs after the first respo...
Ojai, CA
CVC §22651 limits vehicles to 72 hours on public streets. Ojai enforces parking through the Ventura County Sheriff's Department. The small downtown area has ...
Side-by-side rule comparisons with other cities in Ventura County.
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