Columbia may require hosts to carry liability insurance for short-term rental properties. Minimum coverage amounts vary by jurisdiction.
Columbia may require short-term rental hosts to maintain liability insurance covering guest injuries and property damage. Typical minimum coverage is $500,000 to $1,000,000. Standard homeowner policies often exclude commercial rental activity, so hosts may need a separate rider or commercial policy. Platform-provided insurance (like Airbnb Host Protection) may not satisfy local requirements. Proof of insurance may be required at permit renewal.
Operating without required insurance may result in permit denial or revocation. Hosts may face personal liability for uninsured claims.
Columbia, MO
Columbia prohibits storing abandoned, inoperable, or unregistered vehicles on public streets or visible on private property. Vehicles may be tagged and towed...
Columbia, MO
Columbia regulates electric vehicle charging infrastructure for residential and commercial properties. Building codes may require EV-ready parking in new con...
Columbia, MO
Columbia regulates overnight parking on public streets. Many areas restrict parking between certain hours or require permits for overnight street parking.
Columbia, MO
Columbia requires pool barriers meeting safety codes to prevent drowning. Fences must be at least 4 to 5 feet tall with self-closing, self-latching gates.
Columbia, MO
Columbia requires permits for retaining walls above a certain height, typically 4 feet. Engineering review may be required for taller walls.
Columbia, MO
Columbia restricts or prohibits intentional feeding of wildlife including deer, coyotes, and bears. Feeding wildlife creates public safety hazards and nuisan...
See how Columbia's insurance requirements rules stack up against other locations.
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