Frisco requires STR operators to carry at least $1,000,000 in liability insurance covering short-term rental use, or use a platform that provides equivalent host protection. Proof of coverage required at permit application and renewal.
Frisco STR permit application requires a certificate of insurance listing the property address and confirming STR-use coverage of at least $1 million per occurrence. Standard homeowners policies often exclude commercial/rental use, so operators typically need a commercial rider or specialty STR policy. Airbnb AirCover and Vrbo Liability Insurance generally meet the minimum when the booking goes through the platform; hosts must still carry independent coverage for direct bookings. Lapse in coverage is grounds for immediate permit suspension.
Operating without valid insurance: permit suspension plus fine up to $500 per day until cured.
Frisco, TX
Frisco's zoning and property maintenance codes do not restrict residential lawn ornaments, statuary, or religious displays at single-family homes. Political ...
Frisco, TX
Frisco has no specific City ordinance regulating residential inflatable holiday displays. The principal restrictions come from HOA covenants under the Texas ...
Frisco, TX
Frisco has no citywide ordinance restricting residential holiday lights at single-family homes. Restrictions arise principally from HOA covenants under the T...
Frisco, TX
Built-in outdoor kitchens in Frisco require separate trade permits from the Building Inspections Division: building permit for structural elements, mechanica...
Frisco, TX
Frisco has no specific ordinance regulating residential offset smokers, pellet grills, or wood-fired pizza ovens at single-family homes. Multi-family balcony...
Frisco, TX
Frisco adopts the International Fire Code through the Frisco Code of Ordinances Fire Prevention chapter, enforced by Frisco Fire Department. IFC §308.1.4 pro...
Side-by-side rule comparisons with other cities in Collin County.
See how other cities in Collin County handle insurance requirements.
See how Frisco's insurance requirements rules stack up against other locations.
Quick Compare
Help us keep this page accurate. If you notice an error or outdated information, let us know.